Credit Analyst 1

Bank Five Nine (Community Bank); Town of Oconomowoc (WI); On-site; USD 45,000 - 60,000; Full time

Job summary

Bank Five Nine is hiring an entry-level Credit Analyst 1 in Oconomowoc, Wisconsin, onsite, to help make lives better by assessing the financial health of commercial loan applicants. This role focuses on analyzing less complex loans and renewals, preparing loan presentations with risk ratings, and collaborating with Commercial Lenders to gather information.

Must have a finance-related degree, strong accounting/finance knowledge, and proficiency in Word and Excel; banking experience is a plus.

Qualifications

• Bachelor's Degree in Finance, Accounting, Business, or equivalent experience.
• Strong understanding of accounting and/or finance concepts.
• Knowledgeable of Microsoft Word and Excel.
• Possesses basic keyboarding skills and the ability to navigate in a Windows environment.

Responsibilities

• Analyzing credit data and financial statements of new and existing commercial loan customers to determine the degree of risk involved in extending credit or lending money.
• Preparing thorough, objective, and accurate loan presentations, illustrating the degree of risk involved in extending credit; assigning appropriate risk ratings.
• Analyzing requests for changes to collateral on existing loans
• Working closely with Commercial Lenders to gather relevant customer information for analysis.

Skills

Credit analysis

Financial statement analysis

Excel

Word

Windows navigation

Education

Bachelor's Degree in Finance, Accounting, Business, or equivalent experience

Tools

Microsoft Word

Microsoft Excel

Job description

We've been named a Top Place to Work for 17 years in a row...and we're hiring!

As a Credit Analyst 1 at Bank Five Nine, you’ll help #makelivesbetter by analyzing the financial health of businesses applying for commercial credit. Your work will play a key role in maintaining the quality of our commercial loan portfolio.

This entry-level role is designed to teach you the ropes, with a focus on analyzing less complex loans and renewals. If you have a knack for numbers, love diving into details, and enjoy breaking down financial data, this is a great place to launch your finance career!

Location: This is an onsite position in Oconomowoc, Wisconsin.

General Responsibilities May Include:

• Analyzing credit data and financial statements of new and existing commercial loan customers to determine the degree of risk involved in extending credit or lending money.
• Preparing thorough, objective, and accurate loan presentations, illustrating the degree of risk involved in extending credit; assigning appropriate risk ratings.
• Analyzing requests for changes to collateral on existing loans
• Working closely with Commercial Lenders to gather relevant customer information for analysis.

Must Haves:

• Bachelor's Degree in Finance, Accounting, Business, or equivalent experience
• Strong understanding of accounting and/or finance concepts
• Knowledgeable of Microsoft Word and Excel.
• Possesses basic keyboarding skills and the ability to navigate in a Window's environment

Nice To Have, But Not Required:

• Minimum of 1 year experience in banking
• Minimum of 6 months experience working with commercial credit or lending
• Minimum of 6 months experience working with SBA credit or lending