Credit Analyst

Keystone Equipment Finance Corp.; West Hartford (CT); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental and vision insurance

401(k)

Paid holidays

Paid time off

Job summary

Keystone Equipment Finance Corp. in West Hartford, CT, is seeking a Credit Analyst to join our team.

The role offers visibility with senior management and opportunities for career advancement within a privately held, independent finance company serving North America. Responsibilities include analyzing, structuring and recommending new business transactions, conducting financial statement and collateral analysis, and coordinating the credit process with marketing, customers and vendors to ensure

Qualifications

• Bachelor's degree in Finance or related field.
• 3–5 years of credit experience in commercial finance underwriting.
• Experience evaluating loans for small to medium businesses; equipment finance preferred.
• Strong communication, interpersonal and analytical skills; detail oriented.

Responsibilities

• Analyze, structure and recommend new business transactions.
• Perform financial statement and collateral analysis.
• Coordinate credit process with marketing, customer and vendor to ensure timely transactions.
• Oversee transaction documentation and funding.
• Ensure post-funding compliance.

Skills

Credit analysis

Financial statement analysis

Interpersonal communication

Analytical skills

Teamwork

Detail oriented

Education

Bachelor's degree in Finance or related field

Tools

Microsoft Windows

Microsoft Word

Microsoft Excel

Job description

Keystone Equipment Finance Corp. (Keystone) is a privately held independent, commercial equipment finance company in North America. We finance equipment in the transportation, construction, arbor and waste industries, as well as some heavy equipment. Our sales force is located throughout North America and sources new business through end-users, equipment vendors and manufacturers. Keystone is headquartered in West Hartford, CT.

Keystone’s success is built on relationships, equipment knowledge and a foundation of excellent customer service. Our unique brand of equipment finance has produced excellent financial performance through all cycles since our founding.

KEF has a Credit Analyst position available in the West Hartford office. This position has visibility and interaction with senior management and offers career advancement.

Position Responsibilities

• Analyze, structure and recommend new business transactions.
• Financial statement and collateral analysis.
• Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
• Oversight of transaction documentation and funding.
• Post funding compliance.

Desired Skills

• Bachelors degree in Finance or related field.
• 3-5 years credit experience in commercial finance underwriting and recommending/approving loans for small to medium sized businesses, preferably in equipment finance in the construction and transportation industry.
• Ability to work in a fast-paced team environment.
• Strong communication, interpersonal, and analytical skills required.
• A positive and entrepreneurial attitude.
• Proficient in Microsoft Windows, Word and Excel
• Ability to read and spread financial statements.
• Detail oriented with ability to multitask.
• Strong organizational skills.

We offer a competitive base salary, commission, and bonus, as well as medical, dental and vision insurance, 401(k), paid holidays and paid time off.