Credit Analyst

gpac; Walls (MS); On-site; USD 52,000 - 76,000; Full time

Job summary

gpac is seeking a detail-oriented Credit Analyst for an on-site role in E Memphis, TN. You will analyze financial statements, assess credit risk, underwrite requests, and provide structuring recommendations.

The role offers hands-on underwriting exposure with balance sheets, income statements, cash flow analyses, and ratio analysis, plus collaboration with loan officers to communicate findings and influence deal structure.

Qualifications

• 2+ years of commercial credit experience preferred.
• Strong analytical skills with ability to analyze financial statements and ratio analyses.
• Ability to prepare credit memos, annual reviews, financial analyses, and credit packages.

Responsibilities

• Analyze financials and assess credit risk for commercial relationships.
• Underwrite credit requests and provide structuring recommendations.
• Prepare credit memos, annual reviews, and financial analyses; create credit packages.
• Collaborate with loan officers to evaluate borrower financials and communicate findings clearly.

Skills

Detail-oriented

Analytical

Credit risk analysis

Underwriting

Financial analysis

Communication with loan officers

Job description

Credit Analyst - E Memphis - Hiring Now!

Strong opportunity for a detail-oriented Credit Analyst looking to build or advance a career in commercial banking. This role works directly with the lending team to analyze financials, assess credit risk, underwrite credit requests, and provide structuring recommendations. Ideal for someone with strong analytical skills who wants meaningful exposure to the commercial credit process.

Key points!

• Commercial Credit Focus - Analyze new and existing commercial relationships and assess overall lending risk.


• Hands-On Underwriting - Prepare credit memos, annual reviews, financial analyses, and credit packages.


• Strong Financial Analysis Exposure - Work with balance sheets, income statements, cash flow statements, and ratio analysis.


• Influence Deal Structure - Provide recommendations on credit structure and pricing based on your analysis.


• Work Directly with Loan Officers - Evaluate borrower financials and clearly communicate findings to the lending team.


• 2+ Years Commercial Credit Preferred - Strong fit for an analyst ready to continue developing their underwriting expertise.


• E Memphis, TN | On-Site Position

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.