Credit Analyst

Soni Resources Group; Tulsa (OK); On-site; USD 50,000 - 52,000; Full time

Job summary

Soni Resources Group is seeking a detail-oriented Credit Analyst for a Tulsa-based, fully onsite role. The analyst will evaluate customer creditworthiness, analyze financial statements, and support credit decisions to minimize risk.

The position collaborates with Sales, Finance, and Accounts Receivable, handles credit limits, payment terms, and maintains credit files. Requires a bachelor's degree and 2–5 years of credit analysis experience.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
• 2–5 years of credit analysis, financial analysis, or risk management.
• Strong understanding of financial statements and credit risk assessment.
• Proficiency in Excel and financial reporting tools.

Responsibilities

• Analyze financial statements and credit reports to assess customer creditworthiness.
• Review credit applications and recommend credit limits and terms.
• Monitor accounts and identify potential risks and delinquencies.
• Prepare credit analysis reports and recommendations for management.

Skills

Excel

Financial analysis

Credit risk

Communication

Education

Bachelor’s in Finance/Business

Tools

SAP

Oracle

NetSuite

Job description

Credit Analyst
Accounts Receivable/Collections Coordinator Tulsa Direct Hire Oct 14, 2026

Credit Analyst

Fully Onsite | Near Tulsa, OK

Permanent

Soni’s client near Tulsa, OK is seeking a detail-oriented Credit Analyst to evaluate customer creditworthiness, assess financial risk, and support credit decisions. This role will analyze financial statements, credit histories, and payment trends to establish appropriate credit limits and payment terms while partnering with Sales, Finance, and Accounts Receivable to minimize financial risk and support business growth.

Key Responsibilities of the Credit Analyst:

• Analyze financial statements, balance sheets, income statements, cash flow statements, and credit reports to assess customer creditworthiness.
• Review customer credit applications and recommend credit limits, payment terms, and approval decisions.
• Evaluate credit histories, payment trends, outstanding balances, and past-due accounts to identify potential risks.
• Conduct financial risk assessments and prepare credit analysis reports and recommendations for management review.
• Monitor existing customer accounts to identify changes in financial condition or payment behavior.
• Review requests for credit limit increases, payment extensions, and payment arrangements.
• Maintain accurate customer credit files, supporting documentation, and account records.
• Partner with Sales, Finance, and Accounts Receivable to resolve credit issues and minimize bad debt exposure.
• Track credit metrics, delinquency trends, and portfolio performance to support informed business decisions.
• Assist with collections, account reconciliations, and reporting as needed.
• Ensure compliance with established credit policies, procedures, and applicable regulations.

Qualifications of the Credit Analyst:

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field; equivalent experience may be considered.
• 2–5 years of experience in credit analysis, financial analysis, commercial lending, Accounts Receivable, or risk management.
• Strong understanding of financial statements, financial ratios, cash flow analysis, and credit risk assessment.
• Proficiency in Microsoft Excel and financial reporting tools.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent written and verbal communication skills.
• High attention to detail and the ability to manage multiple priorities.
• Experience with commercial credit, corporate credit, or B2B customer accounts preferred.
• Familiarity with credit scoring models, credit bureau reports, and risk assessment tools preferred.
• Experience with ERP systems or credit management software, such as SAP, Oracle, or NetSuite, is a plus.
• Knowledge of credit policies, payment terms, and collections procedures preferred.

This position is ideal for an analytical finance professional with strong financial statement analysis, credit risk assessment, and problem-solving skills who enjoys evaluating financial data, building cross-functional relationships, and helping a business make sound credit decisions while supporting continued growth.

Compensation: $50,000–$52,000 annually

Compensation is based on a range of factors that include relevant experience, knowledge, skills, and other job-related qualifications.

#SONIPHI