Credit Analyst

Talentify; New York (NY); On-site; USD 65,000 - 95,000; Full time

Job summary

B&H Photo in New York is seeking a Credit Analyst to process applications from new customers and existing ones seeking credit terms. The analyst reviews applications for signs of fraud and performs background research to verify information.

You will update customer profiles upon approval, enter credit limits, and inform applicants of results. The role also involves managing the department's phone queue and mailbox, collaborating with Sales, A/R, and other teams as needed.

Qualifications

• Strong analytical and problem-solving abilities.
• Excellent written and oral communication skills.
• Outstanding organizational skills and attention to detail.

Responsibilities

• Processing credit applications for new customers and existing accounts.
• Assessing and approving credit terms, or setting up credit limits.
• Researching and verifying information to prevent fraud and perform background checks.
• Communicating with Sales, A/R, and other departments on pending items.
• Monitoring accounts and generating reports as needed.

Skills

Analytical skills

Written and verbal communication

Organizational skills

Job description

At over 50 years old and counting, B&H has built a reputation as the trusted resource for photography and videography enthusiasts via its NYC SuperStore and its award-winning website. Long known as "Professional's Source", B&H is recognized by savvy consumers worldwide for its honest, knowledgeable guidance, expert tips and articles… and always-great prices.
Make your move to B&H today!

Job Overview:

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the analyst updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Analyst monitors customer's accounts on an annual basis and produces reports as needed.

Essential Responsibilities:

• Processing business credit applications for credit terms account.
• Investigating and assessing credit worthiness of applicants.
• Setting up open accounts with a credit limit and entering pertinent verified information on the account profile.
• Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests.
• Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume.

Specific Knowledge, Skills and Abilities:

• Effective problem solving & analytical skills
• Excellent written and oral communication skills.
• Excellent organizational skills and attention to detail.

We are an Equal Opportunity Employer. All persons shall have the opportunity to be considered for employment without regard to their race, color, religion, national origin, ancestry, alienage or citizenship status, age, disability or handicap, sex or gender, marital status, veteran status, sexual orientation, arrest record, or any other characteristic protected by applicable federal, state or local laws.

We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete this form or to participate in an interview, please let us know.