Credit Analyst

Bank of Marin; Napa (CA); On-site; USD 66,000 - 89,000; Full time

Job summary

Bank of Marin in Napa seeks a Credit Analyst for our Napa Commercial Banking Office. You will support loan management, credit approval, and loan documentation with timely processing of customer financial information and requests.

Ideal candidates have a Bachelor's degree and 2–4 years of related experience; strong communication and teamwork are essential. Competitive benefits offered in a growing community bank.

Qualifications

• Well-developed communication skills, with ability to convey concepts clearly in speaking and writing.
• Team contributor with positive attitude and willingness to assist others.
• Basic accounting knowledge and understanding of loan documentation requirements.

Responsibilities

• Support loan management activities and credit approval processes.
• Assist with loan documentation and timely processing of customer financial information.
• Coordinate information requests and back-office duties for credit management staff.
• Provide customer service in a team-oriented commercial banking environment.

Skills

Communication skills

Team player

Positive attitude

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Loan/Deposit systems

Job description

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Credit Analyst to join our Napa Commercial Banking Office in Napa, California.

In a team-oriented environment, maintain a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests, and other duties as assigned in support of credit management staff.

Requirements

• Well-developed computer skills including, at a minimum, Microsoft Word and Excel.
• Basic accounting knowledge (college coursework or equivalent work experience).
• Proficiency in bank loan and deposit accounting systems
• Basic understanding of loan documentation requirements, including notes, business loan agreements, security agreements and title documents.
• Well-developed communication skills, with ability to quickly understand and communicate concepts, both verbally and in written form.
• Working understanding of interrelations of bank structure, including branch system, consumer loan group, construction real estate loan group, cash management, etc.
• Team contributor as evidenced by positive attitude toward assisting others with job responsibilities as needed and treatment of co-workers in a positive and respectful manner. Be able to acknowledge knowledge gaps and ability to receive and act on feedback in a positive manner.
• Present a positive and professional appearance/demeanor to both internal and external contacts including other bank employees, vendors, service providers, etc.

Professional Experience

• 2 - 4 years related experience and/or training.
• Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience.

The hiring pay range for this position is $31.53 to $42.55. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability