Credit Analyst

Helena Agri-Enterprises, LLC; Columbia (SC); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health, Dental & Vision Insurance

HSA Reward Dollars

401(k) Company Match

Earned Wage Access (DailyPay)

Paid time-off & holidays

Life Insurance

Disability Insurance

Parental Leave (up to 4 weeks)

Education Assistance

Job summary

Helena Agri-Enterprises, LLC is seeking a Credit Analyst to join the division credit team. You will assemble and review customer financial information and evaluate their position for accounts with large credit limits, and run reports as directed by the Credit Manager.

The role requires a Bachelor’s in finance or accounting (or equivalent experience) and strong analytical skills. You will interact with IT, accounting, treasury, and other departments to ensure credit processes run smoothly in a

Qualifications

• Bachelor's degree in finance, accounting or related field is required.
• Five years of work related experience may be considered in lieu of education.
• NACM, CBA or CBF certifications are preferred.
• Working knowledge of Pivot Tables is expected.
• Ability to read, write and speak English is required.
• Spanish is a valuable skill at Helena.

Responsibilities

• Analyze credit information to determine accuracy for customer credit approvals.
• Review requests such as rebates and refunds and approve within policy limits ($1–$25,000).
• Submit third party financing applications within authority levels.
• Support annual renewal of vendor prepay line approvals for prepay limits of $250,000 and above.
• Assist with testing, implementation and training of Oracle and other system projects.
• Collaborate with other teams on enhancements, quality control and testing.
• Ensure credit file requirements are current for audits.
• Provide guidance to division credit teams and other Helena departments on credit matters.
• Act as liaison between IT, accounting, treasury, and credit teams.
• Carry out authority on refund/rebate/prepay requests.
• Provide excellent customer service to internal and external customers.
• Follow all policies and procedures.

Skills

NACM/CBA/CBF certifications

Pivot Tables

Decision making

Analytical skills

English proficiency

Spanish beneficial

Microsoft Office

Education

Bachelor's degree in finance/accounting

Experience considered in lieu of education

Job description

Who We Are

Helena Agri-Enterprises, LLC is an innovator and service provider for agricultural and professional markets in the United States and around the world. We are one of America's only retailers and distributors with expertise in formulation, research and development, precision technology, data solutions, professional application and manufacturing. For nearly 70 years our people have been driven to provide sustainable solutions that help feed, clothe and fuel the world. With over 450+ locations nationwide and over 6,000 employees we rank among the top agricultural service companies in volume and sales of agricultural products and services.

Who We Are

Helena Agri-Enterprises, LLC is an innovator and service provider for agricultural and professional markets in the United States and around the world. We are one of America's only retailers and distributors with expertise in formulation, research and development, precision technology, data solutions, professional application and manufacturing. For nearly 70 years our people have been driven to provide sustainable solutions that help feed, clothe and fuel the world. With over 450+ locations nationwide and over 6,000 employees we rank among the top agricultural service companies in volume and sales of agricultural products and services.

About The Job

The Credit Analyst works with the division credit team to assemble and review customer financial information and evaluate their financial position as it relates to accounts with credit limits in excess of $25,000. This position also runs various reports and reviews them with locations as directed by the Credit Manager.

What Your Day Will Look Like

• Works with the credit team to analyze all credit information to determine accuracy for customer credit approvals.
• Reviews various requests such as rebates and refund requests and approves these requests within the level of authority set by company policy ($1 - $25,000) and gathers supplemental information as needed.
• Complies, reviews and submits third party financing applications as needed within limits of authority.
• Supports credit operations in the annual renewal of all vendor prepay line approvals for prepay limits of $250,000 and above.
• Assists with the testing, implementation and training of various Oracle and other system projects.
• Collaborates with other work teams on enhancements, quality control and testing and implements best practices consistent with Helena's credit policy.
• Ensures that credit file requirements are current and in proper order to pass the file review conducted by the asset securitization auditors.
• Provides support and direction to division credit teams and other Helena departments regarding credit related matters consistent with Helena's credit policy.
• Acts as a liaison between IT, accounting, treasury, legal and the credit teams.
• Carries out authority consistent with the company's approval levels on all refund requests, rebates requests and prepay requests.
• Provides excellent customer service to all internal and external customers.
• Other work-related duties as assigned by your leader.
• Regular and reliable attendance is required.
• Follows all company policies and procedures.

Education & Experience

• Bachelor's degree in finance, accounting or related field and one year of work related experience is required.
• Five years of work related experience may be considered in lieu of education.

Skills & Qualifications

• NACM, CBA or CBF certifications are preferred.
• Working knowledge of Pivot Tables.
• Decision making skills.
• Analytical skills.
• Ability to read, write and speak in English is required.
• Communicating in Spanish is a valuable skill at Helena.
• Computer skills including working knowledge of Microsoft Office are required.

Successful completion of a drug test and background check is required for all positions at Helena.

WORK ENVIRONMENT & PHYSICAL ASPECTS OF THE JOB

The work environment for this position is that of a typical office environment where the noise level is mostly quiet. This position requires you to use your hands for many different tasks and to talk, hear, walk, stand and sit. You may be occasionally required to lift or move up to 10 pounds.

Benefits At Helena

• Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO!
• Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA).
• Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount.
• Three-year vesting on company-match with 1,000 hours of service.
• Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay.
• Employees are eligible for paid time-off and holiday pay.
• Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you.
• Free Short & Long-Term Disability.
• Up to four weeks of paid Parental Leave.
• Education Assistance.
• And much more!

For More Detailed Information About Our Benefits, Visit Helenacareers.com/benefits.

STAY CONNECTED TO HELENA!

Follow us on social @HelenaCareers or visit us at helenacareers.com.

Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.