Credit Analysis Manager

First National Bank of Omaha; Omaha (NE); On-site; USD 83,000 - 142,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Employee Banking

Growth Opportunities

Tuition Assistance

Disability Insurance

Job summary

First National Bank of Omaha is seeking a Credit Analysis Manager to lead a team of Credit Analysts in underwriting commercial, agricultural, and CRE portfolios. The role drives high-quality loan packages and credit reviews, aligning with FNBO policies and risk standards.

The ideal candidate will mentor analysts, enforce ownership and accountability, and collaborate with Credit Risk Administration and the Business Lending Segment to optimize processes and performance.

Qualifications

• Bachelor’s degree in Business, Finance, or a related field.
• 5+ years of leadership or management experience.
• 5+ years of experience in commercial and/or consumer credit analysis.
• Experience in community or regional banking.
• MBA preferred; candidates must have unrestricted work authorization.

Responsibilities

• Lead, mentor, and develop Credit Analysts across all experience levels, building capability and team effectiveness.
• Drive accountability, professional growth, and high performance.
• Set clear performance expectations and provide ongoing coaching and feedback.
• Oversee credit analysis and underwriting for commercial, agricultural, and CRE transactions.
• Review and validate credit analysis to ensure accuracy and alignment with FNBO standards.
• Manage workflow to deliver timely, well-supported credit recommendations.
• Maintain knowledge of credit policies and risk assessment standards.
• Lead development and implementation of departmental goals, standards, and benchmarks.
• Design procedures to enforce commercial credit processes and improve efficiency.
• Build strong cross-divisional relationships to support lending objectives.

Skills

Leadership

Coaching

Cross-functional relationships

Communication

Analytical skills

Commercial lending knowledge

Organization

MS Office

Travel readiness

Education

Bachelor's degree in Business/Finance

Tools

Loan origination platforms

Credit spreading platforms

Job description

Summary of the Job

The Credit Analysis Manager leads and develops a high-performing team of Credit Analysts within the Banking Division, driving excellence in credit underwriting across the commercial portfolio. This role is accountable for the quality, consistency, and timeliness of loan approval packages and internal credit reviews, ensuring full alignment with FNBO's credit culture, policies, and risk management standards. This manager leverages strong commercial credit and underwriting knowledge to guide and support analysts while fostering a culture of continuous development and operational excellence.

About This Role

• Lead, mentor, and develop Credit Analysts across all experience levels, building individual capability and overall team effectiveness
• Drive a culture of accountability, professional growth, and high performance
• Set clear performance expectations and provide ongoing coaching and feedback
• Oversee credit analysis and underwriting for commercial, agricultural, and CRE transactions
• Review and validate credit analysis work to ensure accuracy, quality, and consistency with FNBO credit standards
• Manage team workflow to deliver timely, well-supported credit recommendations
• Maintain comprehensive, current knowledge of credit policies and risk assessment standards
• Assist with development and lead implementation of departmental goals, standards, and performance benchmarks
• Design, adapt, and implement procedures that enforce commercial credit process improvements and drive operational efficiency
• Build and maintain strong relationships with leadership across Credit Risk Administration, the Business Lending Segment, and other related divisions.
• Serve as a collaborative partner in supporting lending objectives and aligning credit analysis capabilities with business needs
• Ensure team adherence to bank policies, laws, regulations, and FNBO's BSA/AML Program
• Maintain a strong compliance posture across all underwriting activities; report known or suspected violations and suspicious activity as required

The Ideal Candidate for This Role

• Proven leadership and team development capabilities, including confidence to address underperformance and ability to identify and develop top talent
• Set clear expectations and follows through consistently
• Willingness to challenge existing processes and propose improvements
• Skilled at building cross-functional relationships and navigating differences of opinion with professionalism and credibility
• Excellent verbal and written communication skills, with ability to communicate effectively with varying levels of leadership
• Strong analytical abilities and financial accounting and credit analysis acumen
• Thorough knowledge of commercial lending concepts, practices, documentation, and industry regulations
• Highly organized with the ability to manage multiple priorities in a dynamic environment
• Proficient in Microsoft Office Suite (Excel, Word, PowerPoint)
• Travel required approximately 20% of the time to Kansas City market

QUALIFICATIONS and REQUIREMENTS

• Education
• Bachelor’s degree in Business, Finance, or a related field
• Experience
• Demonstrated leadership or management experience
• 5+ years of experience in commercial and/or consumer credit analysis, with demonstrated progression in responsibility
• Prior experience in community or regional banking
• Familiarity with loan origination and credit spreading platforms
• Track record of working across business lines to support lending goals
• Preferred MBA preferred #IND123 Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation

Compensation range (base pay): $83,355.00-$141,704.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment

It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs.

Benefits Overview

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

Equal Opportunity & Belonging

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

FNBO (First National Bank of Omaha) believes that a bank should be a force for good in the world; to positively influence the lives of our employees, customers and the success of the communities we serve.

Whether you're just beginning your career or taking it to the next level, you'll find your fit here.

Bilingual Careers Internships & Trainee Program FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. We strive to represent the communities in which we serve. Learn more here.

Job number: R-20261276

Grow Your Career with FNBO! For 170 years, our holding company - First National of Nebraska (FNNI) - has grown to more than 4,500 employees with locations in nine states and $35 billion in assets. We are proud to serve our customers and communities with banking offices located in Nebraska, Colorado, Illinois, Iowa, Kansas, Missouri, South Dakota, Texas and Wyoming.