CREDIT ADMIN/LOAN PROCESSOR

Fnbok; Oklahoma City, Northern (OK, KY); Hybrid; USD 42,000 - 56,000; Full time

Job summary

First National Bank of Oklahoma is seeking a Loan Documentation Specialist in Oklahoma City to prepare and verify commercial, consumer and real estate loan documents. You will ensure complete documentation for funding and closing, coordinate with title and escrow, and maintain accurate imaging and filing systems.

The role requires TRID experience, LaserPro proficiency, and strong typing with Word/Excel. A detail-oriented, multitasking professional will thrive in our fast-paced environment and

Qualifications

• High School diploma or equivalent.
• 3+ years of loan documentation experience, preferably with TRID.
• Proficient in LaserPro loan documentation system.
• Proficient typing and computer skills including Word and Excel.
• Ability to read, comprehend and evaluate detailed and complex loan documents.
• Thorough knowledge of loan policies, regulatory issues, and closing procedures.
• Detail oriented with strong time management and ability to multi-task in a fast-paced environment.

Responsibilities

• Represent the bank in a positive, courteous, friendly, and professional manner across telephone, e-mail, and other communication methods.
• Prepare loan documents for Commercial, Consumer, and Consumer Real Estate loans.
• File perfection documents including recorded mortgages/deeds, vehicle titles, and UCC-1.
• Ensure loan document packages are complete and ready for funding and boarding, coordinating with title/escrow for closing.
• Coordinate with bank colleagues to gather information needed for loan documents.
• Book and fund loans timely and accurately.
• Scan and index all loan document types into the bank’s imaging system.
• Perform pre- and post-documentation reviews of loan documents.
• Request title work, appraisals, and flood determinations for real estate secured loans.
• Cross-train with other Credit Administrative duties.

Skills

Loan documentation

TRID knowledge

LaserPro

Typing

Word/Excel

Detail oriented

Regulatory knowledge

Education

High School diploma or equivalent

Tools

LaserPro

Job description

Job Details: Job Location: Oklahoma City - Oklahoma City, OK, Position Type: Full Time, Education Level: High School, Travel Percentage: None, Job Shift: Day, Job Category: Banking, Chartered in 1917, First National Bank of Oklahoma saw a change with new ownership and management team in 2002 and recent years have been exciting. The bank's focus has been sharpened, two new Oklahoma City banking offices have been opened, new products developed and offered and we have an experienced staff to service our customers. We will continue evaluating service enhancements with a goal of delivering all of the banking services you require, while remaining true to our community banking roots.

First National Bank of Oklahoma offers an excellent benefit package: Health, Dental, Vision, Life Insurance, Short-Term and Long-Term Disability Insurance, 401(k), Paid Holidays and PTO.

Job Responsibilities:

• Must represent the bank in a positive, courteous, friendly, and professional manner, including telephone, e-mail, and other methods of communicating.
• Preparation of Loan Documents (Commercial, Consumer, and Consumer Real Estate)
• Filing Perfection Documents, including but not limited to (recorded mortgages/deeds, vehicle titles, UCC-1)
• Responsible for ensuring that loan document packages are complete and ready for funding and boarding including coordination with title and/or escrow companies for closing.
• Communicates and coordinates with bank colleagues to collect additional information needed to prepare loan documents.
• Responsible for timely and accurate booking and funding of loans.
• Responsible for scanning and indexing all loan document types to the Bank’s imaging system.
• Performs a pre- and post-documentation review of loan documentation.
• Responsible for requesting title work, appraisals, and flood determinations for real estate secured loans.
• Cross-Training with other Credit Administrative duties.

Required Qualifications:

• High School diploma or equivalent.
• 3+ years of experience in loan documentation, preferably with the understanding of TRID.
• Proficient in use of the bank’s Loan Documentation system (LaserPro) preferred.
• Proficient typing and computer skills including Word and Excel.
• Ability to read, comprehend and evaluate detailed and complex loan documents.
• Ability to quickly learn new skills and apply to role.
• Thorough understanding and familiarity of the bank’s loan policies and procedures.
• Ability to work independently to resolve problems and complete complex loan transactions.
• Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex commercial, consumer, and real estate loans.
• Detail oriented, high level of flexibility and adaptability, enabling individual to work in a fast-paced environment. Must be well-organized and display excellent time-management skills.
• Ability to multi-task and work multiple loan files at one time while maintaining reference for each file. Strong team focus with ability to work effectively in a team environment.

First National Bank of Oklahoma is an Equal Opportunity employer-M/F/Vets/Disabled