CRE Underwriting Analyst – Real Estate Finance

RGA; Chesterfield (MO); In loco; USD 78.000 - 111.000; Tempo pieno

Descrizione del lavoro

RGA is a Fortune 200 company focusing on life- and health-related reinsurance solutions. This role supports high-quality pre- and post-closing services for real estate loans, including underwriting, market analyses, appraisals, and regulatory compliance.

You will collaborate with analysts, legal counsel, and asset management to ensure timely loan processing and accurate data management in RGA’s systems. The position emphasizes attention to detail, independence, and strong communication.

Competenze

• Technical knowledge of commercial mortgages including loan transactions and pre- and post-close documentation; strong attention to detail and extreme accuracy
• Experience in commercial loan originations and solid relationships with correspondents
• Demonstrated ability to work independently as well as with others
• Well-developed interpersonal skills
• Advanced knowledge of legal terminology, concepts, practices, and procedures
• Advanced oral and written communication skills demonstrating ability to share and transfer knowledge
• Advanced ability to deliver excellent client service
• Intermediate investigative, analytical and problem solving skills
• Intermediate people management skills, demonstrating the ability to lead, mentor and develop associates, including the ability to delegate key areas of responsibility
• Ability to be flexible when needed, take initiative, and demonstrate accountability
• Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions
• Ability to set goals and handle multiple tasks, clients, and projects simultaneously
• Ability to appropriately balance priorities and deadlines with the need to deliver detailed, high-quality and accurate work that is consistent with departmental standards
• Ability to work well within a team environment and participate in department/team projects
• Ability to translate business needs and problems into viable/accepted solutions that add value to clients

Mansioni

• Assist in the preparation of credit presentations under the guidance and direction of Director(s) of Underwriting.
• Support the development of recommendations by compiling information related to the real estate securing the loan, property income characteristics, market and submarket conditions, and transaction economics.
• Assist with property inspections and support the development of market analyses, rent and sales comparable analyses, major tenant analyses, borrower analyses, and lease reviews for inclusion in Underwriter credit presentations.
• Assist in reviewing and summarizing appraisals, property condition reports, environmental reports, leases, rent rolls, operating statements, borrower organizational documents, and tenant and borrower financial statements to help identify potential risks associated with new commercial mortgage loan investments.
• Support the Director(s) of Underwriting in coordinating with closers and internal and external legal counsel to help ensure loans meet regulatory requirements and are closed in accordance with approved terms.
• Assist underwriters and closers in maintaining loan production data for loans in process, including yield and credit characteristics, and support reporting provided to the Director(s) of Underwriting and other members of the CML team.
• Assist in the development of loan ratings by compiling and analyzing credit characteristics of new loans to support evaluation of potential losses and appropriate market values.
• Act as a liaison between Asset Management and Underwriting to review the Asset Managers annual quality ratings and compare them to initial underwriting for a selected number of loans.
• Perform data entry and assist with quality control reviews of mortgage loan data maintained in RGA’s Loan Management System. Work with underwriters, closers, and servicing staff to help ensure data accurately reflects the underwriting characteristics of each new loan.
• Assist in producing and maintaining loan production reports and coordinate with the information technology department as needed.
• Support the Director(s) of Underwriting in evaluating the credit quality of commercial mortgage loan portfolios under consideration for purchase in connection with potential future reinsurance business for RGA.

Conoscenze

Commercial mortgages

Loan originations

Independent work

Interpersonal skills

Legal terminology

Communication skills

Client service

Analytical thinking

People management

Deadline management

Formazione

BS in business, economics, finance or equivalent experience

Master’s, MBA

Descrizione del lavoro

RGA is a Fortune 200 company focusing on life- and health-related reinsurance solutions. This role supports high-quality pre- and post-closing services for real estate loans, including underwriting, market analyses, appraisals, and regulatory compliance.

You will collaborate with analysts, legal counsel, and asset management to ensure timely loan processing and accurate data management in RGA’s systems. The position emphasizes attention to detail, independence, and strong communication.