CRE Portfolio Manager II

Socket.dev; Byron Township (MI); Hybrid; USD 85,000 - 125,000; Full time

Job summary

Huntington Bank is seeking a CRE Portfolio Manager II to oversee and optimize a commercial loan portfolio, focusing on credit quality, risk assessment, and relationship management.

In this role, you will partner with Relationship Managers and senior leadership to monitor portfolios, conduct credit analyses, and present actions to committees, while mentoring junior analysts and ensuring adherence to risk policies.

Qualifications

• Bachelor's degree required.
• 8+ years CRE experience required.
• Strong credit underwriting and portfolio management skills.

Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Regularly engages with customers and the relationship manager to deepen relationships.
• Proactively evaluates risks and opportunities to optimize fees, deposits, and portfolio revenue.
• Owns credit quality and monitoring, including risk ratings and updates in the portfolio.
• Underwrites quality, administers portfolio, and maintains ongoing credit quality.

Skills

Portfolio management

Credit analysis

Relationship management

Team mentoring

Education

Bachelor's degree

Master's degree

Tools

CLOS

PMTS

MAX

CARS

MS Office Suite

RETS

AFS

Job description

Description

Summary:

The CRE Portfolio Manager II services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization. They own primary responsibility for the credit and monitoring of Commercial portfolio risks. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer. As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers. Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.

Duties & Responsibilities:

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
• Work with RM on Loan Closings
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Work with and mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Participate in special projects.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree
• 8+ years of CRE experience

Preferred Qualifications:

• Master's degree
• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.