CRE Credit Analyst: Risk-Driven Lending and Analysis

Socket.dev; Fond du Lac (WI); On-site; USD 65,000 - 90,000; Full time

Job summary

FVSBank is seeking a detail-oriented Credit Analyst to join its banking team, with a primary focus on CRE and exposure to C&I lending. You will perform comprehensive financial analyses, review statements, and prepare credit presentations for new, renewed, and extended loans.

Responsibilities include evaluating liquidity, collateral, management quality, and market conditions; presenting objective recommendations to the Credit Analyst Manager and loan committee; and ensuring compliance with bank

Qualifications

• Bachelor’s degree in finance, accounting, economics, or related field or equivalent work experience.
• 3–5 years of credit analysis experience in banking or financial institution.
• Experience underwriting CRE and C&I loans; CRE focus preferred.
• Formal credit training or relevant certifications (e.g., RMA, CFA) preferred.

Responsibilities

• Analyze and prepare financial summaries and credit presentations for CRE loans and C&I as needed.
• Review borrower financial statements, tax returns, and cash flow models.
• Evaluate liquidity, collateral, management quality, and market conditions.
• Present credit recommendations to the Credit Analyst Manager and loan committee.
• Ensure compliance with bank policies and regulatory requirements.
• Monitor existing credit relationships for adverse trends and actions.
• Collaborate with lenders and departments to support portfolio management and business development.
• Support ongoing enhancement of credit policies and risk practices.

Skills

Analytical skills

Financial modeling

Spreadsheet analysis

Regulatory knowledge

Loan documentation

Microsoft Office

Communication skills

Independent work

Education

Bachelor's degree in finance, accounting or related field

Job description

FVSBank is seeking a detail-oriented Credit Analyst to join its banking team, with a primary focus on CRE and exposure to C&I lending. You will perform comprehensive financial analyses, review statements, and prepare credit presentations for new, renewed, and extended loans.

Responsibilities include evaluating liquidity, collateral, management quality, and market conditions; presenting objective recommendations to the Credit Analyst Manager and loan committee; and ensuring compliance with bank