CRA Program Analyst I

Planters Bank; Southaven (MS); Hybrid; USD 55,000 - 85,000; Full time

Job summary

Planters Bank & Trust Company seeks a CRA Officer support professional to help implement the Community Reinvestment Act, review data, and classify CRA loans. This role emphasizes analytics, accuracy, and regulatory awareness.

The position is flexible in location with potential travel; candidates should have a strong detail focus, organizational skills, and the ability to work independently and with teams.

Qualifications

• Bachelor's degree and/or equivalent experience preferred; knowledge of banking with basic understanding of regulations and audit procedures preferred. Previous CRA or Compliance experience preferred but not required.
• Ability to follow instructions for reviewing reports applicable to regulations and laws.
• Knowledge of bank services, policies and procedures.
• Strong attention to detail.
• Strong analytical skills. Must possess sound judgment and be able to accurately identify and proactively resolve potential issues.
• Ability to organize and prioritize work and meet deadlines. Must be a self-starter and able to work independently.
• Strong organizational, time-management and research skills.
• Strong communication and interpersonal skills. Must be comfortable speaking to large groups, organizing and conducting meetings.
• Must be willing to organize and conduct after-hour events in the community.
• Strong computer skills with proficiency in Microsoft Office, Google Suite, and technical skills necessary to perform related job duties.
• Satisfactory Credit Bureau and Background Report.

Responsibilities

• Review, validation, and compilation of CRA data records and reporting.
• Provision of analytical support through accurate identification and classification of CRA loans.
• Maintenance of systems capturing and reporting CRA activity data.
• Assessment of qualification of community development activities.

Skills

Bachelor's degree

Analytical skills

Attention to detail

Communication skills

Time management

Independent work

Travel readiness

Education

Bachelor's degree in related field

Tools

Microsoft Office

Google Suite

CRM software

Job description

Planters Bank & Trust Company is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability status, protected veteran status, or any other characteristic protected by law.

Planters Bank & Trust Company is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability status, protected veteran status, or any other characteristic protected by law.

Primary Job Description

Under direction of the CRA Officer, support implementation of the requirements of the Community Reinvestment Act (CRA) and corresponding Bank policies and procedures through: Review, validation, and compilation of CRA data records and reporting; provision of analytical support through accurate identification and classification of CRA loans; maintenance of systems capturing and reporting CRA activity data; and assessment of qualification of community development activities.

Location

The location for this position may be flexible based on where the applicant is located as well as office space availability within our Planters Bank system. This position may require some travel.

• Please note- Nonqualified applications will not be considered for the position. Likewise, applications with false or incomplete information will also not be considered for the position.

Qualifications

• Bachelor's degree and/or equivalent experience preferred; knowledge of banking with basic understanding of regulations and audit procedures preferred. Previous CRA or Compliance experience preferred but not required.
• Ability to follow instructions for reviewing reports applicable to regulations and laws.
• Knowledge of bank services, policies and procedures.
• Strong attention to detail.
• Strong analytical skills. Must possess sound judgment and be able to accurately identify and proactively resolve potential issues.
• Ability to organize and prioritize work and meet deadlines. Must be a self-starter and able to work independently.
• Strong organizational, time-management and research skills.
• Strong communication and interpersonal skills. Must be comfortable speaking to large groups, organizing and conducting meetings.
• Must be willing to organize and conduct after-hour events in the community.
• Strong computer skills with proficiency in Microsoft Office, Google Suite, and technical skills necessary to perform related job duties.
• Satisfactory Credit Bureau and Background Report.

Physical Requirements Frequency Weight/Pounds

• Sitting 85%
• Standing 5%
• Walking 5%
• Fine Manipulation of Hands 85%
• Lifting 1% 15 lbs.
• Carrying 1% 15 lbs.
• Pushing/Pulling 1%
• Bending/Squatting 1%
• Reaching Overhead 1%