CRA Mortgage Development Officer: Community Growth

ServisFirst Bank; Memphis (TN); On-site; USD 55,000 - 75,000; Full time

Job summary

ServisFirst Bank is hiring a Mortgage Loan Officer-CRA Development Officer in Memphis, TN. The role focuses on proactively soliciting new residential mortgage business, developing a network of referral sources, and ensuring compliance with lending policies and HMDA requirements.

The incumbent will originate CRA-eligible mortgage loans, work with regional banks, and participate in community homebuyer events to support CRA and fair lending objectives.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• Two (2) years of mortgage lending experience with proven mortgage production.
• Previous experience using automated underwriting technology preferred.
• Basic knowledge of bank operations and products.
• FHA/VA experience required.
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements.
• Excellent oral, written and interpersonal communication skills.
• Proficient in Microsoft Outlook, Word and Excel.
• Excellent customer service and time management skills.
• Good organizational skills and ability to develop basic understanding of underwriting guidelines.
• Good data entry/keyboard and math skills.

Responsibilities

• Assist client in determining the proper loan program.
• Complete mortgage applications for submission to loan processing and underwriting.
• Provide required initial disclosures within the given time frame set by compliance.
• Establish a detailed marketing/business plan which includes names of potential and existing loan customers, realtors, builders and developers; include frequency of contact in the plan.
• Promote and cross-sell other products and services as appropriate to client requirements.
• Conduct networking activities such as community events and attending local Chambers of Commerce meetings to enhance relationships and create new sales.

Skills

Mortgage lending experience

Interpersonal communication

Time management

Organizational skills

Data entry / typing

Customer service

Education

High school diploma or equivalent

Bachelor’s degree preferred

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst Bank is hiring a Mortgage Loan Officer-CRA Development Officer in Memphis, TN. The role focuses on proactively soliciting new residential mortgage business, developing a network of referral sources, and ensuring compliance with lending policies and HMDA requirements.

The incumbent will originate CRA-eligible mortgage loans, work with regional banks, and participate in community homebuyer events to support CRA and fair lending objectives.