CRA and Fair Banking Officer

First United Bank; Plano (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

First United Bank seeks a seasoned CRA and Fair Banking Officer to lead program management across our bank and affiliated entities. You will partner with Compliance and business leaders to align strategy, governance, and performance metrics, driving responsible lending, investments, and services in support of our community objectives.

Reporting to the Chief Culture and Communications Officer, you will oversee analytics, examinations, and cross-functional initiatives, ensuring consistent

Qualifications

• Bachelor’s degree or equivalent Compliance, CRA, Fair & Responsible Banking/Lending experience.
• Strong knowledge of CRA program requirements, Fair Lending, and other regulations including Regulation B/EOA, Fair Housing Act, and HMDA

Responsibilities

• Lead maturity, execution, and enhancement of the CRA and Fair Banking programs.
• Align CRA and Fair Banking/Lending initiatives with business strategy.
• Establish, monitor, and report performance metrics tied to program objectives.
• Oversee program performance and lead community needs assessments and analysis.
• Establish partnership with Compliance to drive alignment and governance across CRA and Fair Banking strategies across the organization

Skills

Strategic thinking

Stakeholder engagement

Regulatory knowledge

People leadership

Analytical thinking

Education

Bachelor’s degree

CRACP/CRCM designation

Job description

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.

The Position Job TitleCRA and Fair Banking Officer Job Description Summary:

The CRA and Fair Banking Officer is responsible for First United Bank & Trust’s CRA and Fair Banking program management, and stakeholder engagement. The position will report directly to the Chief Culture and Communications Officer and will operate in close collaboration with the Compliance Department through a strong relationship to ensure alignment, consistency, and effective execution across the organization. This leadership role includes leading team members to support model management, data analytics, and ongoing program execution with each community bank and applicable business line. The role encompasses driving performance strategies for Lending, Investments, and Services within the Bank’s enterprise strategy, risk appetite, and community impact objectives.

Major Duties and Responsibilities (Essential Functions)

Strategic Leadership

• Lead the ongoing maturity, execution, and enhancement of the CRA and Fair Banking programs
• Align CRA and Fair Banking/Lending initiatives with business strategy
• Establish, monitor, and report performance metrics tied to program objectives
• Oversee program performance and lead community needs assessments and analysis
• Establish a strong partnership with the Compliance Department to drive alignment, consistency, governance, and effective execution of CRA and Fair Banking strategies across the organization

Program Management

• Oversee lending, investments, and services performance against program goals and regulatory expectations
• Direct team priorities and resources to monitor program performance, produce meaningful analytics, and recommend adjustments in partnership with Compliance and business leaders
• Champion community partnerships and needs assessments through our Spend Life Wisely Ambassadors
• Evaluate products and practices for fairness

Governance, Reporting & Regulatory Engagement

• Serve as FUB’s CRA and Fair Banking Officer, working closely with the Compliance Department, regulators, and examiners on program governance, execution, and ongoing effectiveness
• Prepare, deliver and effectively communicate reports for Committees, Executive Leadership and Board
• Support exams and audits
• Monitor findings and corrective actions

Cross-Functional Integration

• Partner closely with Compliance, community banks, and business lines to align strategy, execution, and issue resolution across CRA and Fair Banking activities
• Champion CRA and Fair Banking culture aligned to the Bank’s Purpose and Values

Additional Duties and Responsibilities

• Complete all required Workday learning on an annual basis.
• Adherence to all First United Policies and Procedures.
• Perform other duties as assigned

Employee Specifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education and Work Experience

• Bachelor’s degree or equivalent Compliance, CRA, Fair & Responsible Banking/Lending experience.
• Strong knowledge of CRA program requirements, Fair Lending, and other associated regulations including Regulation B/Equal Credit Opportunity Act, Fair Housing Act, and Home Mortgage Disclosure Act
• Minimum of 7 years of Compliance experience with at least 5 years of concentration in CRA and Fair Lending, including experience leading teams and driving enterprise-wide execution through cross-functional partnership
• Experience with regulatory examinations
• CRACP and/or CRCM designation.

Technical/Functional Competencies

• Strategic thinking
• Strong written and verbal communication skills with the ability to lead through influence, build alignment in a cross-collaborative environment, and partner effectively with Compliance and business leaders
• Strong cross-functional collaboration and people leadership skills, including the ability to develop team capability and coordinate effectively across multiple stakeholders
• Strong problem solving and analytical thinking skills

NOTE: This job description is not intended to be all-inclusive. Employees may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.

All Locations:Durant-Corporate, Plano-Parkwood

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at [e-mail] for assistance.

First United is an Equal Opportunity Employer.

To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

First United Bank is a family-friendly organization with strong ties to the communities we serve. We practice honesty, integrity, and exceptional customer service as we strive to be the best place, to bank, work and invest. We are committed to providing excellent career opportunities and a wide array of benefits for our staff. And, in recognition of First United's commitment to being a premier employer, we've been honored by OKCBiz Magazine as a "Best Places to Work" organization. As one of only 30 organizations and companies to receive this prestigious designation, we're very proud of our accomplishment! The key to First United's success is, and always will be, our exceptional people. Our employees share a desire to provide the best possible service to our customers and they work creatively, set high standards for themselves, and stick to them.

Please take time to browse our open positions and if you find something that matches your interest and qualifications, you can apply right here online. We look forward to meeting you and wish you the best in your career!.