Counselor - Loan Resolutions 1

Texas Dow Employees Credit Union; United States; On-site; USD 38,000 - 48,000; Full time

Job summary

Texas Dow Employees Credit Union is hiring a Counselor for Loan Resolutions to assist members with delinquency management and repayment arrangements. The role requires effective communication, empathy, and the ability to coordinate with various departments to resolve account issues.

The ideal candidate will have a high school diploma, some experience in collections or sales, and proficiency with Microsoft Office tools.

Qualifications

• High school diploma or equivalent.
• Experience in sales or collections preferred.
• Strong interpersonal and communication skills.

Responsibilities

• Contact members via phone, email, or in person to discuss loan matters.
• Determine willingness and ability to pay and set up repayment plans.
• Educate and counsel members on loan delinquencies.
• Take payments by phone or via account transfers.
• Consult with loan resolutions managers on escalated cases.
• Trace delinquent members and update addresses as needed.
• Field inquiries from other departments about member accounts.
• Place holds on debit and credit cards for delinquency days.
• Maintain monthly departmental goals and metrics.

Skills

Interpersonal communication

Strategic thinking

Creative thinking

Time management

Resourcefulness

Education

High school diploma

Tools

Microsoft Office

Word

Excel

Job description

## Counselor - Loan Resolutions 1Apply: Post Oak Corporate Office: Full time: Posted Yesterday: R3692**Position Title:** Loan Resolution Counselor 1**Reporting Manager Title:** Loan Resolution Manager**Essential Duties and Responsibilities:**1. Uses diverse forms of communication to make contact with the member, such as phone, email, automated dialing system and door knocker.2. Determine the member’s willingness and ability to pay and where applicable, sets up an effective loan repayment schedule. Educates and counsels members regarding loan delinquencies and inquiries.3. Takes payment by phone or account transfers.4. Consults with Loan Resolutions managers regarding escalated phone calls, difficult or special cases, upset members, and all other complex inquiries.5. Traces delinquent members to new addresses by inquiring through credit bureaus, or through the researching of third party skip trace vendors6. Field incoming calls from various departments to assist and provide answers regarding the member's accounts and status.7. Place holds on debit and credit cards when accounts reach specified days delinquent.8. Flagging accounts with alerts on the Core System within a predetermined time frame.9. Maintains individual and department monthly goals and metrics set by management.**Minimum Qualifications**:**Education:** High school diploma or an equivalent mix of education and experience is required.**Experience**: Previous sales or collection experience is preferred.**Knowledge, Skills, and Abilities:**• Strong interpersonal communication, strategic and creative thinking abilities.• Assumes responsibility for achieving results• Serves as a resource to members, prospective members, and employees.• Demonstrates effective time management.• Strong working knowledge of relevant software including Microsoft Office, Word and Excel.**Physical Demands and Work Environment**:(The physical demands and work environment characteristics described herein are representative of those that must be met by an employee to successfully perform essential functions of this position and/or may be encountered while performing essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)While performing the essential duties of this position, an employee would frequently be required to stand, walk, and sit. An employee must frequently lift and/or move up to 10 pounds and may occasionally lift and/or move up to 25 pounds to perform essential position functions.Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.**Disclaimer:** The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.Texas Dow Employees Credit Union is an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, protected veteran status, sex, religion, disability, genetic information, national origin or other status protected by federal, state or local law. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.