Real Estate Loan Processor

Gbcijobs; Mount Pleasant (TX); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Medical, dental, vision, and life保险

401(k) and Profit-Sharing

Paid Time Off and holidays

Job summary

Glacier Bancorp, Inc. in Mt Pleasant, TX is seeking a Loan Processor to handle pre-processing and processing of loan files, ensuring accuracy and compliance from documentation receipt to closing preparation.

The role requires attention to detail, ability to manage multiple files, and adherence to federal/state lending regulations. On-site work location is Mt Pleasant, TX with competitive benefits and room for professional growth.

Qualifications

• High School diploma or equivalent required.
• College degree in finance, business or related field preferred, or equivalent experience.
• Minimum one year of banking, loan origination, processing or loan review experience.

Responsibilities

• Verify all information and ensure documentation is complete.
• Prepare loan documentation and review for accuracy.
• Ensure compliance with real estate lending regulations.
• Communicate loan status with officers, title companies and attorneys.
• Monitor multiple files to ensure timely closing.
• Adhere to HMDA, RESPA, Regulation Z and other laws.
• Implement new policies based on workflow and regulations.

Skills

Interpersonal skills

Organizational skills

Independent work

Critical thinking

Willingness to learn

Advanced PC Skills

Education

High School diploma or equivalent

College degree in finance or related field preferred

Experience in banking/loan processing preferred

Job description

About The Role

Our Company’s culture supports customers in achieving their financial goals and dreams. As a processor you will be responsible for performing a variety of loan pre-processing and processing functions-- from receipt of loan documentation through preparation of package for loan closing while ensuring timely, accurate and cost effective support of the Bank’s lending operations. You’ll be able to help contribute to this by:

Job Duties

• Verify all corresponding information to files to ensure all documentation is obtained and complete for a sound file.
• Prepare loan documentation and thoroughly review work for accuracy.
• Ensure compliance in all areas of real estate lending.
• Communicate with co-workers, loan officers, title companies and attorneys to satisfy loan conditions, as well as provide the status of the loan applications in process.
• Solve problems and seek alternative solutions when necessary.
• Proactively and independently monitor multiple files and process workflow to ensure a timely completion for closing.
• Adhere to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending Practices, Regulation Z, etc.
• Implementation of new policies and procedures based on work flow and regulations.
• Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
• Complying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Completing and passing all required regulatory compliance training as assigned.
• Perform any additional duties and tasks assigned by management

About You

Qualifications & Skills

• Self-motivated with excellent interpersonal skills and organizational skills.
• Ability to work independently with emphasis on prioritizing daily tasks.
• Strong critical thinking and problem-solving skills.
• Demonstrates initiative, a commitment to continuous learning, and the ability to adapt to change.
• Advanced PC Skills (e.g. MS Word, Excel, Power Point, Outlook, and Adobe).
• Ability to work in multiple operating systems and multi-task within each program accordingly.

Education, Experience & Licenses

• High School diploma or equivalent.
• College degree in finance, business or other directly related field preferred, or equivalent of experience combined with education in accounting or finance.
• Minimum one year previous experience in banking, loan origination, loan processing and/or loan review.

Work Location: Guaranty Bank and Trust in Mt Pleasant, TX. Must live within 30 minutes of the location listed below.

Address: 100 W Arkansas St, Mt Pleasant, TX 75455

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.