Copy of Digital Banking Specialist II

First Seacoast Bank; Dover (NH); On-site; USD 45,000 - 65,000; Full time

Job summary

First Seacoast Bank is seeking a Digital Banking Specialist II to deliver professional service across phone, chat and email channels, while resolving inquiries and driving product adoption.

You will stay current on bank products and digital platforms, provide support to colleagues, and help maintain a positive team environment. Saturday work is required.

Qualifications

• High school diploma or equivalent.
• Two to four years of prior customer service experience in branch banking.
• Excellent customer service skills and professionalism.
• Good communication, listening and questioning skills are required.
• Strong computer skills and familiarity with various software programs.

Responsibilities

• Provide professional, courteous service to customers via phone, chat or email and address inquiries.
• Cross-sell bank products and services by recognizing customer needs.
• Resolve customer inquiries and escalate difficult issues to the department manager.
• Maintain knowledge of bank products, services and digital platforms.
• Support Digital Banking Specialists and collaborate with departments to resolve issues.
• Process online accounts and perform required follow-up.
• Ensure compliance with federal and state banking regulations and bank policies.
• Saturday coverage is required.

Skills

Customer service

Cross selling

Communication

Problem resolution

Sales ability

Teamwork

Education

High school diploma or equivalent

Tools

Call center software

Telephone systems

Debit/ATM systems

Job description

Description

The Digital Banking Specialist II is responsible for providing professional, knowledgeable, courteous, friendly, and efficient service to all customers. Utilize knowledge of the Bank's products and services and system technology platforms to address and resolve general customer inquiries, including Debit/ATM card issues, and other electronic banking functions. Cross sells the Bank's products and services by recognizing what's right for the customer. The Digital Banking Specialist provides support to other Digital Banking Specialists, works closely with team members and other Bank departments to resolve more complex issues and to create and support a positive team-building atmosphere.

Essential Functions

• Demonstrate professional, courteous, and accurate service to Customers via the phone, chat and/or email through effectively addressing inquiries and servicing accounts, while always adhering to Quality Customer Service standards.
• Provide problem resolution to internal and external customers while recognizing when to escalation more difficult issues to the department manager.
• Proactively maintain a thorough working knowledge of bank products, services and delivery platforms to effectively address customer telephone, chat and e‑mail inquiries, as well as seek opportunities to cross sell products and services to drive additional satisfaction and Bank sales
• Sustain a referral culture in all aspects of the position and interactions, directing and coordinating referrals to the applicable departments as appropriate.
• Support the introduction and maintenance of new bank products and services.
• Conduct account research as needed
• Accurately process customer accounts that have been opened online, following up as necessary for required information
• Proactively monitor, track and follow up on pending items, system updates, and internal communications to ensure complete customer satisfaction.
• Maintains knowledge of and ensures compliance with Federal and State banking regulations and adheres to all Bank policies and procedures.
• Backup for Deposit Operations and other Digital Banking Specialists on cross trained various duties, as necessary.
• Review and maintain Address Change report for accuracy.
• Process customer mail deposits and loan payments efficiently and accurately.
• Set mobile deposit limits on new accounts according to bank policy,
• Assists employees and customers with defined system password lockouts and resets.
• Assists bank staff with addressing electronic banking and ATM/Debit Card questions or problem.
• Provide customer support for retail online enrollment, password resets and HELOC online enrollment.
• Assist customers with debit card limit increases within authority per bank guidelines.
• Assist customers with mobile deposit limit increase within authority per bank guidelines.
• Accurately and efficiently assist customers with (REG E) Electronic Fund Transfer Act disputes by gathering information and managing the dispute process within the required timeline.
• Submit and monitor 360 Tickets through resolution.
• Provide customer support for general Business Internet Banking inquiries and password reset requests.
• Administers ATM/Debit card processes and activities, including card applications production, activation and deactivation, as well as card inventory. Maintain accurate and complete documentation as necessary; respond to customer and branch inquiries concerning card operations or transactions; research and resolve problems as appropriate; handle or escape related network problems and card security issues.
• Manage ATM/Debit card settlement and error resolution process.
• Performs call center software and telephone system maintenance.
• Saturday coverage is required.
• Performs additional duties as requested

Success Competencies

• Customer Focus: Making customers and their needs a primary focus of one's actions; developing and sustaining productive customer relationships
• Communication: Clearly conveying information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message.
• Quality and Work Standards: Setting high standards of performance for self and others, self-imposing standards of excellence rather than having standards imposed.
• Teamwork and positive approach: Co-operates within the group and across groups. Supports group decisions and puts group goals ahead of own goals
• Sales Ability/Persuasiveness: Using appropriate interpersonal styles and communication methods to gain acceptance of a product, service, or idea from prospects and clients.

This position is anticipated to become part of Cambridge Savings Bank ("CSB") following the successful completion of CSB's proposed acquisition of First Seacoast Bank ("FSB"). Upon close of the transaction, the selected candidate will transition from FSB employment to CSB employment and become integrated into CSB's organizational structure.

Requirements

Minimum Requirements (education and experience)

• High school diploma or equivalent.
• Two to four years of prior customer service experience in branch banking is required.
• Previous Call Center and Sales experience is recommended.
• Must possess excellent customer service skills and professionalism.
• Good communication, listening and questioning skills are required. Ability to apply knowledge to create a positive rapport with customers.
• Strong computer skills and familiarity with various software programs.