Contract Bond Underwriter & Risk Analyst

Tokio Marine HCC International; Cockeysville (MD); On-site; USD 75,000 - 112,000; Full time

Job summary

TokioMarine HCC – Surety Group in Hunt Valley, MD is seeking a Contract Bond Underwriter to assess and rate contract bond applications, analyze financial statements and collateral, and prepare FAN reports. The role emphasizes sound underwriting, regulatory compliance, and relationship-building with agencies and brokers.

The position requires 4+ years of related experience, a bachelor’s degree, and strong communication, organizational, and analytical skills.

Qualifications

• Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy.
• Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously.

Responsibilities

• Review contract bond applications to evaluate, classify, and rate each risk to determine acceptability and rating.
• Perform analysis of applicant’s financial statements, collateral, and related due diligence.
• Prepare bond execution and FAN reports.
• Approve within given authority or recommend approval or denial of bonds to higher authority within field or home office.
• Draft and issue surety bonds according to established guidelines.
• Resolve legal, accounting, and collateral issues related to bond submissions with internal clients.
• Cultivate relationships with internal and external contacts to facilitate the underwriting process and promote business development.

Skills

Communication

Analytical skills

Organizational skills

Diplomacy

Education

Bachelor's degree

Tools

Microsoft Office

Job description

TokioMarine HCC – Surety Group in Hunt Valley, MD is seeking a Contract Bond Underwriter to assess and rate contract bond applications, analyze financial statements and collateral, and prepare FAN reports. The role emphasizes sound underwriting, regulatory compliance, and relationship-building with agencies and brokers.

The position requires 4+ years of related experience, a bachelor’s degree, and strong communication, organizational, and analytical skills.