Contract Bond Underwriter

Tokio Marine HCC; Maryland; On-site; USD 75,000 - 112,000; Full time

Job summary

Tokio Marine HCC – Surety Group seeks a Contract Bond Underwriter in Hunt Valley, MD. The role analyzes bond applications, evaluates risk, and prices coverage while maintaining agency relationships.

The ideal candidate has a bachelor’s degree in a related field and 2+ years of underwriting experience, with strong communication and organizational skills. On-site position with competitive compensation.

Qualifications

• Bachelor's degree required in business administration, accounting, finance, or related field.
• 2+ years of progressive professional experience in underwriting or related area.

Responsibilities

• Review contract bond applications to evaluate and rate each risk for acceptability and pricing.
• Analyze applicants' financial statements, collateral, and due diligence.
• Prepare bond execution and FAN reports.
• Approve within authority or recommend approval/denial to higher authority.
• Draft and issue surety bonds per guidelines.
• Resolve related legal, accounting, and collateral issues.

Skills

Communication

Analytical skills

Organizational skills

MS Office

Education

Bachelor's degree in business administration, accounting, finance, a related field

Tools

Microsoft Office

Job description

## Contract Bond UnderwriterApply: Maryland - Hunt Valley: Full time: Posted Today: 2026-1047Tokio Marine HCC – Surety Group, a member of the Tokio Marine Group of Companies, has an opportunity for **Contract Bond Underwriter** at our Hunt Valley, Maryland branch office. **Job Summary**Reviews contract bond applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops agency and/or broker relationships. Has defined underwriting authority and business development responsibility.**Key Responsibilities*** Review contract bond applications to evaluate, classify, and rate each risk to determine acceptability and rating.* Perform analysis of applicant's financial statements, collateral, and related due diligence.* Prepare bond execution and Financial Adjustment Notices (FAN) reports.* Approve within given authority or recommend approval or denial of bonds to higher authority within field or home office.* Draft and issue surety bonds according to established guidelines.* Resolve legal, accounting, and collateral issues related to bond submissions with internal clients.* Cultivate relationships with internal and external contacts to facilitate the underwriting process, promote business development, and to remain abreast of industry trends.**Competencies****Planning*** Follow work plans, established timelines, and predefined goals for assigned work.* Meet commitments on deadlines.**Communication*** Communicate activities, results, and observations with employees and management as appropriate.**Cost Management*** Identify areas for improvement in existing business practices.* Perform work thoroughly in a cost-efficient manner and at a high productivity level.**Business Controls and Policies*** Comply with all corporate policies and procedures.* Report any breakdowns in controls to management.* Conduct all activities in a safe manner.**People Management*** No people management responsibility.**Position Knowledge, Skills, and Requirements*** Minimum 4 Year / Bachelor’s degree in business administration, accounting, finance, a related field, or the equivalent education and/or experience.* 2 Years Relevant and progressive professional experience* Possess and have ability to apply knowledge of principles, practices, and procedures* Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy* Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously* Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment* Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)For candidates working in person in Hunt Valley, the reasonable pay range for this specific position is $74,600 to $112,000. The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, gender identity, gender expression, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws. The salary range is the range TMHCC, in good faith, believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future, and actual compensation may vary from posting based on geographic location, work experience, education, and/or skill level. Even within the pay range, the actual compensation will vary depending on the above factors as well as market and business considerations. The Tokio Marine HCC Group of Companies are equal opportunity employers. Please visit www.tmhcc.com for more information about our companies.Your success is our priority. In a world that is rapidly changing, TMHCC enables you to take on opportunities with confidence. At Tokio Marine HCC, we pride ourselves on hiring the smartest, most conscientious people, who want to make a difference no matter their background. And then we give them the support and trust they need. We’re always looking for curious, creative transformative thinkers who want to change the status quo and have a passion for doing the right thing. If this is you, then we want you on our team.