Consumer Non-Real Estate Processor

GOEBEL FIXTURE COMPANY; Somerset Township (PA); On-site; USD 42,000 - 65,000; Full time

Benefits offered by this job

Bank wide bonus

401(k)

ESOP

Medical insurance

Dental insurance

Vision insurance

Health Savings Account

Life Insurance

Paid Holidays

PTO

Job summary

Somerset Trust Company is seeking a loan processor/administrative support role in Somerset, PA. You will assist lenders with loan applications, verify documents, and manage loan files while ensuring policy compliance.

The position requires collaboration across departments, proficiency with DNA and Microsoft Office, and willingness to learn new systems. Full-time schedule Monday–Friday with 37.5–40 hours weekly.

Qualifications

• Associate's degree (A. A.) or equivalent, or six months to one-year related experience.
• Proficient in Microsoft Office (Word, Excel, Outlook) and DNA experience preferred.
• Willingness to learn new systems and adapt to technology.
• Strong organizational and multi-tasking abilities.

Responsibilities

• Provide administrative assistance to lenders for loan processing.
• Verify correct documentation to process loans.
• Prepare loan files and all loan documentation as needed for branch lenders.
• Ensure loan documentation is complete and accurate according to policy.
• Mail daily necessary disclosures for all new loan applications.
• Upload loans from application systems to loan documentation system to core system.
• Verify accuracy of loan documentation and ensure signatures and data comply with policy.
• Keep track and follow up on loans with lenders for missing information.
• Process employee loans while keeping information confidential.
• Send completed boarding data to loan tellers after loan is uploaded and disbursed on core system.
• Provide assistance/insight for changing processes within department.
• Be proficient in using all loan systems.
• Turn loan file over to Quality Control once completed.
• Spend 12 hours minimum a year with lenders in retail branches to learn origination.

Skills

Multitasking

Organizational skills

Communication

Relationship building

Attention to detail

Education

Associate's degree or equivalent

Tools

DNA

Microsoft Office

Job description

• Location 325 Georgian PL,Somerset, PA, 15501,United States
• Job Category Banking, Finance
• Employee Type Non Exempt FT
• Manage Others No

Description

Summary

As part of the Somerset Trust Team, it is the expectation that all employees provide exceptional customer service to both internal and external customers, foster positive, respectful collaboration with colleagues across the organization, and uphold the values of the company (Service, Fairness, Honesty).

Process non-real estate loans (unsecured, titled collateral, CD/Savings secured, Easy Access, etc.) for customers and branch lenders accurately and in a timely manner. Correspond with branch lenders regarding loans in process. Provide guidance to lenders regarding loan processes and procedures.

Essential Duties and Responsibilities

Provide administrative assistance to lenders for loan application processing.

Verify correct documentation is provided to process loans.

Prepare loan files and all loan documentation as needed for branch lenders.

Ensure loan documentation is complete and accurate according to policy.

Mail daily necessary disclosures for all new loan applications.

Upload loans from application systems to loan documentation system to core system.

Verify accuracy of loan documentation and ensure that loan files contain documents with proper signatures, dates and other relevant data to comply with bank policy.

Keep track and follow up on loans with lenders for missing or incomplete information.

Process employee loans while keeping all information confidential.

Send completed boarding data to loan tellers after loan is uploaded and disbursed on core system.

To provide assistance/insight for changing processes within department.

Be proficient in using all loan systems.

Turn loan file over to Quality Control once completed.

Spend 12 hours minimum a year with lenders in the retail branches to learn and keep updated on the origination side of consumer non-real estate lending.

Understanding all regulatory guidelines associated with non-real estate lending as written within our Retail Lending Policy.

Understand and support all BSA/AML responsibilities as applicable to the position as well as consistently, accurately, and timely carry out these responsibilities in compliance with the Bank’s internal policies

Perform other related work and duties as assigned

Education and/or Experience

Associate's degree (A. A.) or equivalent from two-year college or technical school; or six months to one-year related experience and/or training; or equivalent combination of education and experience.

Technical Skills

Experience using DNA is preferred but not required.

Proficient in using Microsoft Office products including Word, Excel, Outlook

Must be willing to learn new systems and adapt to emerging technologies

Must have good multi-tasking and organizational skills.

Language Skills

Ability to read and interpret documents such as bank policies and procedures, regulatory guidance, and banking industry guidance.

Ability to build relationships and facilitate collaboration with team members within and across departments.

Ability to effectively present information to management when necessary.

Ability to read interpret documents such as procedure manuals and release notes

Ability to write business correspondence, and policies using proper grammar and accurate spelling

Mathematical Skills

Ability to add, subtract, multiply and divide in all units of measure.

Ability to calculate figures and amounts such as discounts, interest, commissions, bonuses, etc. using a calculator.

Reasoning Ability

Ability to apply common sense, understanding to carry out instructions furnished in written, oral or diagram form.

Ability to deal with problems involving several concrete variables in standardized situations. Organizational priority setting and decision-making skills are also required.

Physical Demands

• While performing the duties of this job, the employee is required to use hands and fingers to operate office equipment, telephones, etc.
• The employee must occasionally lift and/or move up to 25 pounds
• Specific vision abilities required by this job include close vision, and ability to adjust focus

Work Environment

The noise level in the work environment is usually moderate.

BENEFITS AND ADDITIONAL INFORMATION

Bank wide bonus, 401(k), ESOP, Medical, Dental & Vision insurance, Health Savings Account, Life Insurance, Paid Holidays, PTO, and Paid Volunteer Time.

Work Schedule is Monday through Friday

Full-time 37.5 – 40 hours per week

This job description is not designed as a comprehensive list of activities, duties, and/or responsibilities and may change at any time with or without notice. The duties and qualifications stated within this job description are representative of the knowledge, skill, and/or ability required for this position.

Somerset Trust Company is an Equal Opportunity Employer, including disability and protected veteran status. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.