Consumer Lending Underwriter — Growth & Benefits

Hughes Federal Credit Union; Tucson (AZ); On-site; USD 34,000 - 45,000; Full time

Benefits offered by this job

Paid Time Off

Volunteer Time Off

401(k) plan

Health Insurance

Vision Insurance

Life Insurance

Disability Insurance

Educational Assistance

Free Vision Insurance

Job summary

Hughes Federal Credit Union in Tucson, AZ seeks a Consumer Lending Underwriter to assist members, staff and third parties with underwriting details. You will review loan applications, determine decisions with guidelines, verify income calculations and ensure policy adherence.

The role offers hourly pay of $25.00–$33.00 depending on experience, plus strong benefits and opportunities for professional growth. Hughes Federal Credit Union conducts background screening, credit checks and E-Verify.

Qualifications

• Minimum of two years of similar or related experience in lending, banking, or financial services.
• Strong attention to detail, accuracy, and compliance.
• Excellent communication and customer service skills.
• Ability to handle sensitive information with discretion.

Responsibilities

• Review and evaluate newly submitted loan applications for accuracy.
• Identify potential credit and fraud risk on loan applications.
• Issue an underwriting decision with applicable stipulations.
• Request, review and verify key verifications.
• Verify loans will meet all policies and product requirements.
• Recommend policy exceptions to the department manager.
• Document all underwriting actions, decisions, and stipulations within the loan origination system.
• Underwrite loan applications in a timely and efficient manner.
• Make sound credit decisions utilizing current risk parameters established by management.
• Provide explanations for declined credit for use with Adverse Action notifications.
• Review loan applications for possible cross-sale opportunities.
• Communicate lending decisions with consumers when questions arise.
• Assist other departments and branches with lending and underwriting related questions/issues.

Skills

Two years experience

Attention to detail

Communication skills

Discretion with sensitive information

Education

High school diploma or equivalent

Job description

Hughes Federal Credit Union in Tucson, AZ seeks a Consumer Lending Underwriter to assist members, staff and third parties with underwriting details. You will review loan applications, determine decisions with guidelines, verify income calculations and ensure policy adherence.

The role offers hourly pay of $25.00–$33.00 depending on experience, plus strong benefits and opportunities for professional growth. Hughes Federal Credit Union conducts background screening, credit checks and E-Verify.