Consumer Lending Assistant

Rally Credit Union; Corpus Christi (TX); On-site; USD 32,000 - 52,000; Full time

Job summary

Rally Credit Union is seeking a detail-oriented professional to grow member loan and account relationships. You will perform loan applications, review title work, and maintain accurate records while delivering exceptional service to members.

The role emphasizes consultative sales, cross-selling, and referrals, with adherence to BSA/AML and regulatory requirements. Strong accuracy and teamwork are essential for success.

Qualifications

• High attention to accuracy and detail in all member transactions.
• Ability to assess member needs and offer appropriate products and services.
• Prior banking or credit union experience preferred.
• Strong cross-selling and sales abilities to meet goals.
• Proficient in processing loan applications and reviewing related documents.

Responsibilities

• Establish new and increase existing member loan and account relationships through sales and referrals.
• Input loan applications, pull credit bureau, and refer decisions to lending staff.
• Review title work and loan maintenance documents for accuracy.
• Provide backup administrative tasks to ensure timely service delivery.
• Deliver consultative service and cross-sell products while maintaining compliance.

Skills

Customer service

Sales

Cross-selling

Attention to detail

Data entry

Communication

Education

High School Diploma or equivalent

Job description

PRIMARY OBJECTIVE OF POSITIONResponsible for establishing new and increasing existing member loan and account relationships through sales and referrals. Serves as an initial sales and service contact for new and existing members. Provide backup administrative tasks for credit union staff to ensure timely delivery of services to membership and contacts.ESSENTIAL JOB FUNCTIONSMaintains excellence in delivering member service and exceeding the credit union and department service standards.Perform daily responsibilities along with knowledge of inputting loan applications, reviewing title work packets for accuracy, reviewing loan maintenance documents for accuracy, issuing cashier’s checks, placing supply orders, servicing members via remote channels, performing general file maintenance and researching transactions.Providing a consultative sales approach to meet our members’ financial needs by proactively identifying opportunities to cross-sell and up-sell beneficial products and services.Fostering a teamwork attitude to ensure all credit union goals and objectives are achieved.Consistently meet or exceed sales goals as set by management by effectively and efficiently cross-selling credit union products and services to both current and potential members.Responsible for referring sales opportunities to other lines of business.Input loan applications to include pulling credit bureau and recommendation of loan and new account opportunities. Forward to Consumer Lending Representatives for decision.Maintain accurate data entry in regard to member records, maintenance, and transactions; have the ability to find and correct errors.Ensure the protection of the credit union’s interest in matters of adequate documentation; includes but not limited to loan, title work, and account packets.Adherence to security, internal control procedures, policies and applicable laws and regulations.Adhere to mandatory compliance, product, and credit union training.Demonstrates an understanding of and follow the requirements of all regulation compliance including but not limited to those Bank Secrecy Act (BSA), AntiMoney Laundering (AML), Office of Foreign Assets Control (OFAC), Customer Identification Program (CIP) and Member Due Diligence (MDD) as it specifically relates to their job functions.Responsible for completing BSA/AML compliance training annually.RELATIONSHIPS AND CONTACTSSupervise Approximately: NoneReports To: Consumer Lending Assistant ManagerContacts: Contact with representatives and officers from department and other departments.EDUCATIONHigh School Diploma or equivalentEXPERIENCEOne (1) year experience in assessing and meeting member needs, with 6 months of financial/banking/CU experience preferred.Most important to this position are accuracy, and attention to detail.PHYSICAL REQUIREMENTSPosition involves wrist/hand manipulation, restriction to workstation for extended periods of time.Vision abilities required by this job include close vision for frequent viewing of computer monitor and review of documents.MENTAL REQUIREMENTSMust be able to perform job junctions independently or with limited supervision and work effectively either on own or as part of a team.Must have a strong ability to read and carry out various written instructions and follow oral instructions.Must have a strong ability to speak clearly and deliver information in a logical and understandable sequence.The ability to anticipate member needs, initiate assistance, make recommendations of appropriate products/services.Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and or fast pace.Must be able to effectively handle multiple, simultaneous, and changing priorities.Must be capable of exercising highest level of discretion on both internal and external confidential matters.EQUIPMENT REQUIREMENTSPersonal computer with windows environment, calculator, copy machine, fax machine, and Scanner.I acknowledge that I have received, read, and understand this Job Description. I agree to perform to the best of my abilities the functions and duties described herein, with or without reasonable accommodation. I understand that this Job Description does not constitute an employment contract or alter my "at-will" employment status. I further understand that the duties and responsibilities described in this Job Description are subject to change or modification, as determined by management, and that I am responsible for performing any job duties, or other tasks, and responsibilities that may be assigned, and/or directed by management.