Consumer Documentation Specialist I

Business First Bank; Lake Charles (LA); On-site; USD 38,000 - 46,000; Full time

Job summary

Business First Bank in Lake Charles, LA is seeking a Consumer Documentation Specialist I to prepare and review loan documents for consumer loans. You will ensure accuracy, compliance with policies, and proper documentation throughout the loan process.

The role requires high school completion, with an associate degree preferred, and 0-2 years of experience in loan documentation. Proficiency in MS Office and Laser Pro is beneficial. A professional, detail-focused approach is essential.

Qualifications

• Strong written and verbal communication is required.
• Must be organized and detail oriented with a professional demeanor.
• Proficiency with computer systems and the Microsoft Office suite is expected.

Responsibilities

• Produce standard loan and collateral documents for consumer loans in compliance with bank policies and laws.
• Review application documents for accuracy and completeness (loan apps, credit reports, income verification).
• Review existing loan documentation to identify and fix errors or deficiencies.
• Obtain and review supporting documents before closing (credit approval, flood determinations, HUD/Settlement Statement, insurance).
• Maintain a professional, dependable work ethic and effective communication with coworkers and clients.

Skills

MS Office

Communication skills

Attention to detail

Organization

Education

High School diploma or equivalent

Associate degree

Tools

Laser Pro

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Consumer Documentation Specialist I

Ops Center Lake Charles, Lake Charles, LA, US

3 days ago Requisition ID: 2787

Summary

The Consumer Documentation Specialist I is responsible for obtaining, reviewing, and producing required loan documents on all consumer non-real estate loan transactions. This position assures all documentation is in accordance with loan approvals, loan policies and applicable laws and regulations.

Specific Job Functions

• Produces standard loan and collateral documents for all types of consumer loans which comply with bank policies and all federal and state laws.
• Reviews application documents for accuracy and completeness. This includes, but is not limited to loan applications, credit reports and verification of income.
• Reviews existing loan and collateral documentation to ensure existing errors or deficiencies are resolved.
• Obtains and reviews all supporting documentation for loans prior to closing, including but not limited to:
  • Credit approval and adherence to loan policies;
  • Financial reporting requirements and adherence to loan policies;
  • Searches to ensure the bank is in a valid lien position;
  • Validates applicable flood determination and insurance to ensure compliance with federal regulations;
  • Verifies all other types of applicable insurance (i.e., hazard, automobile, boat, motor, & trailer), to ensure bank’s collateral is protected.
• Assists with obtaining, reviewing and producing supporting documents that are required for subdivision development and contractor speculative construction line of credit advances. This will include, but not limited to the following:
  • Flood determination;
  • Reviews of the completed appraisal to verify the loan value requirements;
  • Reviews the HUD/Settlement Statement provided by the closing agent for accuracy;
  • Prepares and produces required loan and security documents.
• High School diploma or equivalent is required.
• Associate degree is preferred.
• 0 - 2 years of consumer loan documentation experience.
• Demonstrates good understanding of loan documentation processes.
• Must demonstrate strong oral and written communication skills to effectively communicate with co-workers and clients.
• Must be organized, attentive to detail, and self-disciplined to work independently.
• Proficient in computer skills and Microsoft Suite.
• Maintain a professional demeanor and dependable work ethic.
• Knowledge of Laser Pro or similar loan origination system experience is preferred.

Equal Opportunity Employer/Veterans/Disabled