Consultant

Aon; Charlotte (NC); On-site; USD 92,000 - 130,000; Full time

Benefits offered by this job

Competitive salary

PTO & paid holidays

401(k) with match

Health & wellness programs

PeopleFirst culture

Job summary

NFP, an Aon company, seeks a seasoned Health and Welfare Benefits Consultant in Charlotte, NC to design, implement, and lead employer-sponsored programs while advising clients on strategic options and financial implications. You will negotiate with carriers, manage project plans, and maintain client relationships as a subject matter expert on benefits.

Required: a Bachelor’s degree in risk management, business, or finance and 8+ years in health and welfare consulting; Life, Accident and Health

Qualifications

• Bachelor’s degree in risk management, business, finance or related field preferred.
• 8+ years health and welfare consulting experience.

Responsibilities

• Designing, implementing and leading employer sponsored benefits program
• Exploring strategic alternatives and providing strategic guidance
• Negotiating terms, conditions, coverage limits and pricing with carriers
• Developing and maintaining client relationships as subject matter expert on Health & Welfare benefits
• Overseeing open enrollment and client communications
• Supervising junior team members and guiding their development
• Entering client data into CRM (Salesforce) timely

Skills

Health & Welfare knowledge

Client management

Project management

Financial analysis

Attention to detail

Written & verbal communication

MS Excel

PowerPoint

Public speaking

Education

Bachelor’s Degree in Risk Management/Business/Finance or related

Tools

Microsoft Excel

PowerPoint

Job description

Posting Description

Who We Are:

NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance who has also earned the WORK180 employer endorsement. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people-first approach. To learn more, please visit: https://www.NFP.com.

Essential Duties and Responsibilities:

• Designing, implementing and leading all aspects of an employer sponsored benefits program. Developing and implementing client strategic plan and defined deliverables
• Exploring strategic alternatives and providing strategic guidance while quantifying the financial implication and associated risk of options presented for consideration
• Negotiating terms, conditions, coverage limits and pricing with carriers and vendors
• Developing and maintaining ongoing relationships with clients; acting as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services
• Maintaining and accomplishing a project plan to ensure client deliverables are provided on a timely basis. Delegating work to more junior team members as appropriate.
• Understanding and articulating alternative funding strategies, analyzing viability on a client specific basis
• Demonstrating a genuine understanding of the mechanics of client financials and related projections
• Building and maintaining strong relationships with clients and carriers
• Keeping clients informed of appropriate industry trends including all state and federal regulatory issues
• Explaining regulatory compliance and legislative guidelines including as related to COBRA, HIPAA, ERISA, Section 125, and Health Care Reform
• Interpreting plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs)
• Anticipating client needs and identifying strategies to address them
• Overseeing the implementation of new business
• Overseeing open enrollment; developing and/or reviewing client presentations and communication materials
• May have direct supervisory responsibility of junior team members
• Review the work of junior team members and provide appropriate guidance and skill development
• Ensure all client data is entered into CRM System (Salesforce) in a timely manner.

Knowledge, Skills and/or Abilities:

• Comprehensive knowledge of carrier products and services, industry trends, benefits administration, regulatory compliance and HealthCare Reform
• Ability to work independently and anticipate client and team needs
• Effective project management, time management and organizational skills
• Strong analytical and financial skills
• Excellent attention to detail and commitment to outstanding client service
• Ability to express ideas clearly in both written and oral communications
• Strong Microsoft Excel and PowerPoint skills
• Commanding presentation and public speaking abilities

Education and/or Experience:

• A Bachelor's Degree in Risk Management, Business, Finance or a related field preferred
• 8+ years health and welfare consulting experience

Certificates, Licenses, Registration:

• Life, Accident and Health Insurance License required
• GBA or CEBS Certification a plus

What We Offer:

We're proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others. The base salary range for this position is $91,600 - $130,000. The base salary offered will be determined by factors including, but not limited to, experience, credentials, education, certifications, skill level required for the position, the scope of the position, and geographic location. Actual base salary offered will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.

NFP and You... Better Together!

NFP is an inclusive Equal Employment Opportunity employer.