Construction-to-Permanent Mortgage Specialist

Truliant Federal Credit Union; Salem (NC); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental coverage

Vision coverage

401(k) matching

Job summary

Truliant Federal Credit Union in North Carolina is seeking a Mortgage Construction and Post-Closing Specialist to manage construction draws, post-closing processes, and final documentation for residential loans. You will coordinate with members, builders, loan officers, and investors to keep files accurate and on schedule.

The role demands deep mortgage-operations knowledge, meticulous review, and strong communication.

Qualifications

• 5+ years in mortgage lending operations and/or quality control.
• 5+ years post-closing experience, including delivery to multiple investors.
• 5+ years with Encompass or a similar loan origination system, MERS and MERS eRegistry, eNotes, and eVaults.

Responsibilities

• Own construction-loan administration, including project setup, inspections, title updates, draw calculations, approvals, borrower and builder communication, maturity tracking, and construction-to-permanent conversion documentation.
• Review closed loan packages for accuracy, execution, disclosure timing, compliance, and investor eligibility, then coordinate shipping, delivery, suspense clearing, mortgage insurance, MERS or eNote requirements, and timely loan purchase.
• Manage trailing documents, reconciliations, member communications, audit support, and pipeline follow-up while partnering across Mortgage, Servicing, Finance, vendors, and investors to resolve issues and protect deadlines.

Skills

Mortgage operations

Attention to detail

Effective communication

MS Excel/Word

Education

High school diploma or equivalent

NMLS number or eligible

Tools

Encompass

MERS/eRegistry

eNotes/eVaults

Job description

Truliant Federal Credit Union in North Carolina is seeking a Mortgage Construction and Post-Closing Specialist to manage construction draws, post-closing processes, and final documentation for residential loans. You will coordinate with members, builders, loan officers, and investors to keep files accurate and on schedule.

The role demands deep mortgage-operations knowledge, meticulous review, and strong communication.