Cons Prod Strategic Analyst IV

94-1687665 Bank of America, National Association; Town of Newark (WI); On-site; USD 120,000 - 160,000; Full time

Job summary

Bank of America Corporation in the United States is seeking a seasoned data professional to perform complex analysis aimed at improving portfolio risk, profitability, and operational performance for consumer products such as credit cards.

This role requires 8+ years of forecasting and data analytics experience, programming in SQL/SAS/Python, and strong communication skills to present insights to senior management.

Qualifications

• 8+ years in forecasting, data analytics, statistical work, reporting or quantitative research.
• Programming skills (SQL, SAS, Python).
• Proficiency with visualization tools / telling a story with data (Tableau, MS Excel & PowerPoint).
• Experience in Collections, Credit, Risk, or Financial Operations with demonstrated insights to improve performance.

Responsibilities

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance.
• Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics.
• Identifies business trends based on economic and portfolio conditions and communicates findings to senior management.
• Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights.

Skills

Forecasting

Data analytics

SQL

SAS

Python

Tableau

MS Excel

PowerPoint

Credit risk

Communication

Education

Graduate degree in quantitative discipline

Tools

Tableau

MS Excel

PowerPoint

Job description

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives.

Responsibilities

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
• Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics
• Identifies business trends based on economic and portfolio conditions and communicates findings to senior management
• Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights

Managerial Responsibilities

• Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals.
• Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement.
• Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions.
• Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, elevate and debate issues.
• People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance.
• Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions.
• Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization.
• Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work.

Required Qualifications

• 8+ years of experience in forecasting, data analytics, statistical work, reporting or quantitative research
• Programing skills (SQL, SAS, Python)
• Proficiency with visualization tools / telling a story with data (Tableau, MS Excel & PowerPoint)
• Experience in Collections, Credit, Risk, or Financial Operations with demonstrated track record of generating and communicating insights which improve performance and understanding
• Strong business & financial acumen, including Consumer experience (Card, Auto, Home Loans)
• Attention to detail coupled with ability to simplify the complex
• Experience in data science and analysis, with excellent analytical skills
• Demonstrated ability to organize and work collaboratively across multiple teams and functions
• Strong written/oral communication skills, with the ability to adjust to both technical and executive audience

Desired Qualifications

• Graduate degree in quantitative discipline (e.g. Mathematics, Economics, Engineering, Finance, Physics)
• Proven analytical ability and problem-solving skills as demonstrated through banking experience related to forecasting, analytics and operations with ability to pro-actively lead
• Previous demonstrated strong leadership / project management experience
• Track record of driving change and advancing the status quo via strategic thinking

Skills

• Analytical Thinking
• Business Analytics
• Data and Trend Analysis
• Fraud Management
• Problem Solving
• Collaboration
• Innovative Thinking
• Monitoring, Surveillance, and Testing
• Presentation Skills
• Risk Management
• Data Visualization
• Interpret Relevant Laws, Rules, and Regulations
• Issue Management
• Oral Communications
• Written Communications

Shift

1st shift (United States of America)

Hours Per Week

40

Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Partnering Locally Learn about some of the ways Bank of America is making a difference in the communities we serve. Global Impact Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates. Opportunity and Inclusion Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success. Our Values Learn about our four values that represent what we believe. Pay Transparency: https://careers.bankofamerica.com/en-us/pay-transparency