Cons Prod Strategic Analyst IV

Bank of America

Chandler (AZ)

On-site

USD 110,000 - 170,000

Full time

5 days ago

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Job summary

Bank of America is seeking a seasoned analytics professional to enhance portfolio risk assessment, profitability forecasting, and operational performance for consumer products. You will work with Risk and Product teams on strategic improvements and large projects.

The role emphasizes data-driven decision making, collaboration across business units, and the ability to explain complex insights to executives. Join us in delivering responsible growth.

Qualifications

8+ years of experience in forecasting, data analytics, statistical work, reporting or quantitative research.
Programming skills with SQL, SAS and Python.
Proficiency in data visualization tools and storytelling with data.

Responsibilities

Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance.
Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics.
Identifies business trends based on economic and portfolio conditions and communicates findings to senior management.
Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights.

Skills

Analytical Thinking

Business Analytics

Data and Trend Analysis

Risk Management

Presentation Skills

Oral Communications

Written Communications

Collaboration

Problem Solving

Monitoring, Surveillance, and Testing

Interpret Relevant Laws, Rules, and Re

Fraud Management

Data Visualization

Leadership

Technical Reporting

Tools

SQL

SAS

Python

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description

This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams.

Responsibilities

Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics
Identifies business trends based on economic and portfolio conditions and communicates findings to senior management
Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights

Managerial Responsibilities

This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.

Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals.
Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement.
Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions.
Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, elevate and debate issues.
People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance.
Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions.
Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization.
Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work.

Required Qualifications

8+ years of experience in forecasting, data analytics, statistical work, reporting or quantitative research
Programing skills (SQL, SAS, Python)
Proficiency with visualization tools / telling a story with data (Tableau, MS Excel & PowerPoint)
Experience in Collections, Credit, Risk, or Financial Operations with demonstrated track record of generating and communicating insights which improve performance and understanding
Strong business & financial acumen, including Consumer experience (Card, Auto, Home Loans)
Attention to detail coupled with ability to simplify the complex
Experience in data science and analysis, with excellent analytical skills
Demonstrated ability to organize and work collaboratively across multiple teams and functions
Strong written/oral communication skills, with the ability to adjust to both technical and executive audience

Desired Qualifications

Graduate degree in quantitative discipline (e.g. Mathematics, Economics, Engineering, Finance, Physics)
Proven analytical ability and problem-solving skills as demonstrated through banking experience related to forecasting, analytics and operations with ability to pro-actively lead
Previous demonstrated strong leadership / project management experience
Track record of driving change and advancing the status quo via strategic thinking

Skills