Compliance & Risk Lead (Maternity Cover)

OpenKrill; United States; Remote; USD 120,000 - 173,000; Full time

Benefits offered by this job

Stock options

Private healthcare

Well-being initiatives

Remote-friendly setup

Job summary

Paddle is seeking a Compliance & Risk Lead to join the compliance team, reporting to our VP, Compliance. Based in the UK with global scope, you will build scalable monitoring and reporting, ensure Paddle remains compliant with global payments and fintech regulations as we scale rapidly.

You will lead the compliance team, collaborating with legal, product and operations to implement robust systems for tracking, analyzing and reporting on compliance and risk, staying ahead in a dynamic regulatory

Qualifications

• 6–8 years of compliance experience, ideally in payments and/or fast-growing businesses.
• Deep expertise in data protection, card scheme rules and payments regulation (e.g., PSD2, AML/KYC).
• Experience in fintech or SaaS environments with real-time monitoring and reporting capabilities.
• Exceptional communication skills with ability to translate compliance data for diverse audiences.
• Proven ability to build and scale compliance frameworks in high-growth settings.
• Attention to detail and a demonstrable track record of regulatory adherence.

Responsibilities

• Lead the compliance team and work with legal, product and operations to ensure global payments compliance.
• Design and oversee monitoring programs using data-driven tools to identify risks.
• Develop and deliver internal and external regulatory reporting with accuracy and timeliness.
• Manage the enterprise risk framework and embed controls across the business.
• Stay ahead of evolving payments, consumer and fintech regulations and translate findings into actions.
• Lead investigations into high-risk issues and produce incident reports as needed.

Skills

Compliance experience

Payments regulation

PSD2 AML/KYC

Data protection

Communication

High-growth experience

Job description

What do we do?

Paddle offers digital product companies a completely different approach to their payment infrastructure. Instead of assembling and maintaining a complex stack of payments-related apps and services, we’re a Merchant of Record for our customers. That means we take away 100% of the pain of payment fragmentation. It’s faster, safer, cheaper, and, above all, way better.

We’re backed by investors including KKK, FTV Capital, Kindred, Notion, and 83North and serve over 10,000 software sellers in 300 territories globally.

The Role:

As Compliance & Risk Lead, you are a key member of Paddle’s compliance team, reporting to our VP, Compliance. You work closely with legal, product, and operational teams to ensure Paddle remains compliant with global payments and fintech regulations as we scale rapidly.

The Paddle compliance function is critical to our operations and growth, enabling innovation while maintaining trust with customers and regulators. You lead the compliance team and collaborate across teams, bringing expertise in payments compliance, risk management, and reporting. You are instrumental in building robust systems to track, analyze, and report on compliance, ensuring Paddle stays ahead in a dynamic regulatory landscape.

The role is based in the UK but global in scope, reflecting Paddle’s international reach.

What you'll do:

You will partner with our Compliance, legal and other teams across Paddle to integrate compliance into our operations, with a heightened focus on building scalable monitoring and reporting:

• Team leadership: Hire, onboard, and manage compliance professionals, fostering a collaborative and high-performing team to support Paddle’s global compliance needs.
• Payments compliance: Develop and refine compliance policies and procedures to ensure adherence to global card scheme rules, consumer protection laws and payments regulation (as applicable).
• Compliance monitoring: Design and oversee simple tech-enabled monitoring programs to track compliance with internal policies and external regulations, using data-driven tools to identify trends and potential risks proactively.
• Reporting: Deliver compliance reporting for internal stakeholders at all levels (e.g. senior leadership, the Board, product teams) and external regulators, ensuring accuracy, timeliness, and clarity to demonstrate Paddle’s regulatory adherence.
• Risk management: Develop and manage Paddle’s enterprise risk management program, collaborating with teams across the business to identify risks, embed controls and report on their effectiveness.
• Regulatory research: Work with the legal team to stay ahead of evolving payments, consumer and fintech regulations, advising on their impact and integrating findings into monitoring and reporting frameworks.
• Incident response: Lead investigations into high-risk complaints and/or compliance breaches, coordinating with legal and operational teams to resolve issues, and produce detailed incident reports for internal review and regulatory submission as needed.

We'd love to hear from you:

• You have 6-8 years of compliance experience, ideally in payments and/or in fast-growing businesses, with a proven ability to implement and manage scalable monitoring and reporting systems.
• You have deep expertise in data protection, card scheme rules and payments regulation (e.g., PSD2, AML/KYC) and hands-on experience in fintech or SaaS environments.
• You've worked in a high-growth scale-up, building compliance frameworks that emphasize real-time monitoring and detailed reporting to support rapid expansion.
• You’re an exceptional communicator, able to distill compliance data into concise, actionable insights for diverse audiences—from engineers to regulators.
• You thrive in a fast-paced environment, balancing proactive monitoring with the ability to respond swiftly to competing demands.
• You’re detail-oriented, with a passion for ensuring compliance is not just met but demonstrably provable.

Everyone is welcome at Paddle

At Paddle, we’re committed to removing invisible barriers, both for our customers and within our own teams. We recognise and celebrate that every Paddler is unique and we welcome every individual perspective. As an inclusive employer, we don’t care if, or where, you studied, what you look like or where you’re from. We’re more interested in your craft, curiosity, passion for learning and what you’ll add to our culture. We encourage you to apply even if you don’t match every part of the job ad, especially if you’re part of an underrepresented group.

Please let us know if there’s anything we can do to better support you through the application process and in the workplace. We will do everything we can to support any accommodations needed. We’re committed to building a diverse team where everyone feels safe to be their authentic self. Let’s grow together.

Why you'll love working at Paddle

We are a diverse, growing group of Paddlers across the globe who pride ourselves on our transparent, collaborative and respectful culture.

We live and breathe our values, which are:

• Paddle for others
• Paddle together
• Paddle simply

We offer a full suite of benefits, including attractive salaries, stock options, retirement plans, private healthcare and well-being initiatives.

We are a ‘digital-first’ company, which means you can work remotely, from one of our stylish hubs, or even a bit of both! We offer all team members unlimited holidays and enhanced parental leave. We invest in learning and will help you with your personal development via constant exposure to new challenges, an annual learning fund, and regular internal and external training.