Compliance Officer | Full-Time

Avadian Credit Union; Birmingham (AL); On-site; USD 90,000 - 120,000; Full time

Job summary

Avadian Credit Union is seeking an experienced Compliance Officer to ensure enterprise wide regulatory adherence and to design a risk-focused compliance testing program across all departments. The role monitors evolving regulations, recommends policy enhancements, and supports governance and risk oversight.

The position involves serving as a subject matter resource for staff, assisting in policy development and disclosures, and contributing to the Enterprise Risk Management and Business

Qualifications

• In-depth knowledge of state and federal laws and regulations governing credit union or bank operations.
• Excellent writing, communication, and analytical skills.
• Ability to conduct thorough research, interpret laws and regulations, and provide workable recommendations.
• Ability to handle multiple tasks and work independently.
• Five to eight years of compliance or audit experience in a credit union or bank.
• College degree with compliance focus or related experience.

Responsibilities

• Proactively monitor applicable laws and regulations to ensure enterprise-wide compliance and revise policies as necessary.
• Conduct compliance testing and report findings with timely resolutions.
• Independently manage corrective actions to prevent non-compliance and mitigate risk.
• Provide guidance on compliance-related regulations, policies, and procedures to staff.
• Assist in development and revision of marketing, forms, disclosures to ensure regulatory compliance.
• Support Enterprise Risk Management program with risk assessments and reporting.
• Maintain ongoing training to stay current with compliance requirements.
• Support business continuity program and periodic tabletop exercises.
• Provide support during audits or examinations as needed.
• Follow all BSA/OFAC policies and procedures.

Skills

Regulatory knowledge

Analytical skills

Writing skills

Communication skills

Research ability

Independent work

Education

College degree with compliance coursework

Tools

Regulatory guidance

Job description

Full-time Description
Avadian Credit Union is seeking an experienced Compliance Officer. This individual will ensure the Credit Union's compliance with all applicable laws, regulations, and internal policies. Exercises independent judgment to design and execute a comprehensive, risk focused compliance testing program across all departments. Monitors regulatory developments, assesses emerging compliance risks, and recommends policy and control enhancements to strengthen governance and risk oversight. Provides regulatory guidance impacting business units, products, services, and operations, Supports the administration of the Enterprise Risk Management and Business Continuity programs to ensure effective risk identification, mitigation, and escalation.

Functions & Responsibilities

• Proactively monitor applicable laws and regulations to ensure enterprise wide compliance, identify both existing and emerging risks, and regularly review and revise policies as necessary.
• Conduct compliance testing, report findings, and ensure timely resolution of findings or risks.
• Independently manage or implement corrective actions to prevent non-compliance with applicable laws and regulations and to mitigate risk.
• Serve as a subject matter resource to staff by providing guidance on compliance related regulations, policies, procedures, and other operating rules that may apply.
• Assist in the development, review, and revision of marketing, forms, agreements, and disclosures to ensure regulatory compliance and to mitigate risk.
• Support the Credit Union’s Enterprise Risk Management program by conducting risk assessments, reporting, control effectiveness, and identifying areas in need of risk mitigation.
• Maintain knowledge of applicable compliance requirements through ongoing training and professional development.
• Support the management and maintenance of the business continuity program and assist in the development and implementation of periodic tabletop exercises.
• Provide support during credit union audits or examinations, as needed.
• Responsible for following all BSA/OFAC policies and procedures.
• Prompt and regular attendance is required.
• Perform other duties as assigned.
  

Requirements

Basic Requirements

• The role requires in-depth knowledge of state and federal laws and regulations governing credit union or bank operations, including loan and deposit products.
• Must have excellent writing, communication, and analytical skills.
• Ability to conduct thorough research, interpret laws and regulations, and provide workable recommendations and solutions to meet regulatory compliance requirements.
• Ability to handle multiple tasks and work independently.
  

Experience:

Five to eight years of Compliance or audit experience in a credit union or bank.

Education:

College degree plus advanced coursework or experience in credit union or bank compliance.

Avadian Credit Union is an Equal Opportunity Employer.