Senior Compliance Officer

Teya; London (KY); On-site; USD 119,000 - 172,000; Full time

Job summary

Teya is building a security-focused fintech platform for local businesses across Europe. We’re seeking a Senior Compliance Officer to strengthen our second-line function, bringing regulatory product oversight to ensure compliance while enabling growth.

You will collaborate with Legal, Product, Risk and Operations to embed compliance by design, lead filings, and drive policy improvements in a fast-growing environment.

Qualifications

• 5/6+ years of experience in Compliance, ideally in fintech, digital banking, credit or financial services.
• University degree in Law, Finance, Business Administration, Accounting, Economics, or related field.
• Strong knowledge of UK/EU regulations (PRA, FCA, EBA, PSD2, CRD) and local supervisory rules.
• Excellent written and verbal communication, including memos, policies and regulatory communications.
• Demonstrated ability to drive process improvement by analysing workflows and guiding enhancements.
• Certifications such as CAMS, ICA Advanced AML, CFCS and data skills (SQL/Excel) are desirable.

Responsibilities

• Partner with Legal, Product, Risk, Operations, and Credit teams from early stages to embed regulatory compliance in design and delivery.
• Advise on regulatory and licensing requirements in new markets for cross-border growth.
• Lead regulatory filings, disclosures, and responses to authorities with clear stakeholder engagement.
• Review and update compliance policies, controls, and operating procedures; monitor and remediate weaknesses.
• Stay ahead of regulatory changes; develop internal guidance, training and implementation plans.
• Design and conduct thematic reviews and audits; provide root-cause analysis and actionable recommendations.

Skills

Regulatory knowledge

Regulatory reporting

Communication

Process improvement

Data analytics

AML/CAMS knowledge

Education

University degree in Law, Finance, Business Administration, Accounting, Economics

Tools

SQL

Excel

Job description

Hello. We’re Teya.

Teya was founded on a simple belief: local businesses deserve better.

They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business.

Teya exists to change that.

We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work.

We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand.

If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

Your Mission:

At Teya, we’re building the future of fintech for small businesses, and our Compliance and Financial Crime team is at the core of that journey. As a Senior Compliance Officer you will strengthen our second-line function, bringing regulatory product oversight to ensure compliance robustness while enabling growth. You will collaborate closely across first-line Operations, Product, Legal, and Risk teams to uphold our standards and safeguard integrity in a high-growth environment.

In this role, you will:

• Product Compliance & Advisory - Partner with Legal, Product, Risk, Operations, and Credit teams from the earliest stages of product development to ensure regulatory compliance is built into the design, delivery, and scaling of new offerings. Provide strategic guidance that balances innovation with regulatory integrity.

• Regulatory Support for Global Expansion - Assess and advise on regulatory and licensing requirements in new markets. Develop practical solutions to meet local compliance obligations, including consumer protection standards and operational controls to support cross-border growth.

• Regulatory Reporting & Engagement - Lead and coordinate all regulatory filings, disclosures, and responses to governmental and supervisory bodies. Ensure timely, accurate, and complete submissions while maintaining strong relationships with regulatory stakeholders.

• Policies, Controls & Operational Oversight - Regularly review and update compliance policies, procedures and control frameworks. Monitor and test business operations to identify weaknesses, drive remediation and implement improvements that enhance efficiency and reduce risk.

• Regulatory Change Management - Stay ahead of evolving regulatory developments across relevant jurisdictions. Interpret changes, develop actionable internal guidance, deliver training and ensure effective implementation across business functions.

• Monitoring, Audits & Thematic Reviews - Design and conduct thematic compliance reviews and targeted audits (e.g., treatment of vulnerable customers, complaints handling, operational resilience). Deliver clear, insightful reports with root cause analysis and actionable recommendations.

Your Story:

• 5/6+ years of relevant experience in Compliance, ideally in fintech, digital banking, credit or financial services.

• University degree in Law, Finance, Business Administration, Accounting, Economics, or a related field.

• Strong knowledge of UK/EU regulations, e.g. (PRA OR FCA OR EBA OR PSD2 OR CRD), or local EEA supervisory regulations.

• Excellent written and verbal communication skills, including preparation of clear, concise memos, processes, policies and regulatory communications.

• Demonstrated ability to drive process improvement, such as analysing workflows, identifying inefficiencies, and recommending enhancements to tools, policies, or procedures.

• Whilst not required, professional certifications such as CAMS, ICA Advanced AML, CFCS and strong data or analytical skills (e.g. SQL, Excel) are desirable.

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.