Compliance Manager

ZipRecruiter; Chicago (IL); Remote; USD 80,000 - 110,000; Full time

Job summary

A fast-growing food startup in Chicago is seeking a Compliance Manager to manage risk and regulatory compliance. This role involves analytical work to detect fraud, collaboration across functions, and policy development. Ideal candidates will have fintech or financial institution experience, particularly in compliance.

Benefits

Medical, dental, and vision insurance

401(k)

100% employer-paid Short-Term Disability Insurance

Flexible Paid Time Off

Paid Parental Leave

Qualifications

• 4+ years of experience in regulatory and/or second line compliance functions in a fintech or financial institution.
• Knowledge of Anti-Money Laundering (AML) and regulatory compliance frameworks.
• Experience with B2B credit underwriting KYC onboarding process.

Responsibilities

• Analyze transaction patterns to detect fraud trends and enhance fraud detection models.
• Ensure adherence to legal and regulatory requirements through policy development.
• Provide compliance guidance across product, sales, and operations teams.

Skills

Analytical Thinking

Project Management

Communication

Initiative & Drive

Collaboration

Education

Bachelor's degree and/or equivalent experience

Job description

Job DescriptionJob Description

Chowbus is a fast growing, well-funded food startup headquartered in Chicago on a mission to help diners to discover new and exquisite dishes, and to give traditional mom and pop restaurants a fighting chance to succeed without compromising who they truly are. By building a super app, our goal is to be the one stop shop for everything related to food.

We are seeking a proactive and experienced Compliance Manager to join our team and take ownership of risk management, anti-fraud, and regulatory compliance initiatives across the organization. This role requires a strong analytical mindset, hands-on project management capabilities, and a collaborative spirit to work effectively across sales, operations, and product functions. The ideal candidate will bring deep industry knowledge from fintech, payments, or financial institutions and will play a pivotal role in shaping and monitoring policies that ensure the integrity and compliance of our operations.

What You'll Focus On

Fraud Detection and Prevention (20%)

Analyze transaction patterns to detect emerging fraud trends, maintain and enhance fraud detection models, and recommend anti-fraud processes and tools in response to evolving risks

Regulatory Compliance and Risk Management (20%)

Ensure adherence to legal and regulatory requirements through the development and enforcement of policies and procedures; generate risk assessments and suspicious activity reports (SARs) to support strategic decision-making

Cross-Functional Collaboration (20%)

Act as a compliance stakeholder across product, sales, and operations teams to provide guidance on regulatory impacts and integrity risks, and align compliance strategies with evolving business initiatives

Monitoring, Testing, and Reporting (20%)

Execute compliance monitoring and testing across key areas such as KYC onboarding, fraud, and underwriting processes; provide regular reports to leadership on compliance status and risk indicators

External Stakeholder Engagement (20%)

Interact with banks, customers, and regulatory bodies to validate transactions, address inquiries, and support compliance audits and due diligence efforts

What You Bring

• Bachelor's degree and/or equivalent experience.
• 4+ years of experience in regulatory and/or second line compliance functions in a fintech, payments company or financial institution
• Experience with B2B credit underwriting KYC onboarding process
• knowledge of Anti-Money Laundering (AML) and broader regulatory compliance frameworks.
• Strong understanding of payment systems, including e-wallets, point-of-sale, and e-commerce flows.
• Experience generating risk assessments aligned with internal strategies and regulatory obligations.
• Exceptional written and verbal communication skills required.

Working Conditions

• Full-time and remote working
• May involve collaboration across time zones and geographies
• Minimal physical effort; mostly sedentary with extended periods of sitting, typing, and screen time. Occasional walking, standing, or light lifting (e.g., laptops, documents)
• Frequent communication and collaboration with internal teams and external partners via email, phone, video calls, or in-person meetings
• Must be comfortable working in a fast-paced and dynamic scale-up environment

Comptencies

• Analytical Thinking: Ability to understand complex compliance issues and translate them into actionable plans.
• Project Management: Proven track record in leading cross-functional projects with ownership and clear deliverables.
• Communication: Strong interpersonal skills with the ability to interact effectively across diverse teams and external partners.
• Initiative & Drive: Self-motivated and capable of driving process improvement initiatives independently.
• Organizational Awareness: Understanding of broader business objectives and alignment of compliance efforts with company strategy.
• Collaboration: Skilled at working with cross-functional teams to foster a culture of compliance and risk awareness.

What We Offer

• Medical, dental, and vision insurance
• 401(k)
• 100% employer-paid Short-Term (STD)
• 100% employer-paid Life Insurance and option for additional employee-paid Life Insurance
• 100% employer-paid Accidental Death and Dismemberment (AD&D) Insurance and option for additional employee-paid AD&D Insurance
• Company holidays
• Birthday off
• Paid Parental Leave
• Flexible Paid Time Off (PTO)
• Employee Assistance Program (EAP)
• Salary 80~110K annual