Compliance Lead - Payments & Fintech

Rothfield Legal Recruitment; United States; Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical/dental/vision benefits

401(k) match up to 4%

20 days PTO

10 sick days

Job summary

Rothfield Legal Recruitment is seeking a pragmatic, commercially minded compliance professional to lead the US compliance function for a global fintech client. This hands-on role requires 6–10 years in compliance within payments, fintech, or regulated financial services, and offers close collaboration with the US leadership team.

You will own the day-to-day program and shape practical guidance on regulatory developments, onboarding, KYC, and partner due diligence, while supporting strategic

Qualifications

• 6–10 years of compliance experience in payments, fintech, or regulated financial services.
• Experience with sponsor banks, embedded payments or state money transmission is useful.

Responsibilities

• Own the day-to-day US compliance program, including BSA/AML and OFAC sanctions.
• Advise on payments regulation, sponsor bank requirements, card network rules and Nacha ACH rules.
• Handle escalations involving onboarding, KYC, transaction monitoring, complaints and disputes.
• Review customer terms, marketing materials and communications.
• Support banking partner due diligence, audits and reporting.
• Monitor regulatory developments and translate them into practical guidance.
• Collaborate with the US CEO on strategic partnerships and negotiations.

Skills

Payments compliance

Fintech compliance

Regulated financial services

Job description

My client is a global, growing financial technology business seeking a practical, commercially minded compliance professional to take ownership of its US compliance function.

This is a hands‑on role for someone with around 6–10 years’ experience in compliance within payments, fintech or regulated financial services. You’ll work closely with the US leadership team and a wider legal and compliance function, helping the business grow while keeping its approach to risk clear and proportionate.

What you’ll do

• Own the day-to-day US compliance program, including BSA/AML and OFAC sanctions.
• Advise on payments regulation, sponsor bank requirements, card network rules and Nacha ACH rules.
• Handle compliance escalations involving onboarding, KYC, transaction monitoring, complaints and disputes.
• Review customer terms, marketing materials and communications.
• Support banking partner due diligence, audits and reporting.
• Monitor regulatory developments and turn them into practical guidance for the business.
• Work closely with the US CEO on strategic partnerships and negotiations.

About you

You’ll bring sound judgment, clear communication and the confidence to work independently in a growing business. You know how to move work forward while recognising when an issue needs specialist advice. Experience with sponsor bank programs, embedded payments or state money transmission requirements would be useful.

Legal qualifications are welcome, but not required.

The details

• Dallas-based, with four days a week in the office.
• Benefits include employee medical, dental and vision cover fully paid by the employer, a 401(k) match of up to 4%, 20 days’ annual PTO and 10 sick days.