Compliance Lead

Privacy; United States; Remote; USD 130,000 - 160,000; Full time

Job summary

A leading company in financial technology is seeking a Compliance Lead to drive compliance functions and risk management within its operations. This position requires collaboration across multiple teams to enhance compliance policies and ensure regulatory adherence. Candidates with extensive experience in financial services compliance, especially in a FinTech environment, are encouraged to apply. Join a dynamic team dedicated to maintaining the integrity of Privacy’s offerings while fostering a culture of excellence and compliance.

Benefits

Health, vision, and dental insurance

Unlimited PTO

401(k) match

Life Insurance and AD&D policy

3% cashback on all Privacy purchases

Qualifications

• 5+ years in financial services compliance and risk operations.
• 2+ years in a management role with team scaling experience.
• Strong knowledge of federal regulations.

Responsibilities

• Lead Privacy’s compliance function and ensure regulatory compliance.
• Act as primary liaison with partner banks and service providers.
• Oversee BSA/AML compliance operations.

Skills

Problem-solving

Communication

Technical skills

Data-driven fraud analysis

Collaboration

Growth mindset

Education

Professional certifications (CAMS, CCEP, ICA)

Tools

SQL

Job description

Privacy is dedicated to building a suite of easy-to-use tools that give our users’ better control and protection over their spending. We are a team of engineers, designers, and operators with extensive financial technology, regulatory, legal and compliance, and product expertise. We are also a group of content creators, runners, comedians, musicians, artists, chefs, dog lovers, gamers, plant caretakers, coffee connoisseurs, photographers, volunteers, and world travelers who leverage our diverse backgrounds and experiences to build both amazing products and an inclusive company. Come join us.

Privacy is hiring a Compliance Lead with strong problem-solving, communication, and technical skills to manage both our compliance and risk management functions. This role will work closely with teams across Compliance, Risk, Analytics, Product, Engineering, and Payment Operations to oversee, evaluate, and continuously improve our compliance policies, rules, alerts, and dashboards. This role will be responsible for identifying and mitigating risks on a range of compliance, operating, and regulatory issues impacting Privacy’s products, customers, and overall business.

What You’ll Do:

Lead Privacy’s compliance function

• Ensure Privacy’s policies and procedures comply with applicable regulations and partner bank requirements.
• Assist with internal and external audits by coordinating requests for information, distributing audit documentation to internal teams, and addressing audit findings.

Act as Privacy’s primary liaison with partner banks and service providers.

• Build awareness of emerging regulatory trends and risk indicators, including supporting training efforts to ensure the Privacy team's awareness of regulatory requirements and company policies.

Oversee Privacy’s BSA/AML compliance strategy and operations

• Contribute to the development of BSA/AML compliance policies and risk management protocols tailored to Privacy’s commercial needs, ensuring compliance with applicable BSA/AML and sanctions reporting standards.
• Lead Privacy’s risk-based customer onboarding and ongoing BSA/AML reviews, including flagging high-risk cases for further review and ensuring onboarding documentation is complete.
• Respond to routine inquiries from internal teams regarding BSA/AML compliance policies and procedures, and escalate complex issues to senior staff.
• Support BSA/AML monitoring, investigations, and regulatory reporting by gathering and organizing relevant documentation.
• Oversee reporting mechanisms to identify, escalate, and resolve BSA/AML compliance and risk issues, including preparing draft Unusual Activity Reports (UARs) and maintaining accurate record-keeping of compliance activities.

What You Bring:

• 5+ years of financial services compliance and risk operations experience, strong preference for past work at a FinTech startup in Card Program Management or related field
• 2+ years in a management role that included sourcing and hiring talent, scaling compliance operations, and providing ongoing coaching and feedback to team members
• Strong knowledge and experience with federal regulations including the Bank Secrecy Act, ECOA and FCRA
• Knowledge and understanding of Federal Regulations E and Z, NACHA operating guidelines, and payment network rules
• Expertise in data-driven fraud analysis, fraud detection and systems for preventing financial fraud
• Professional certifications (e.g., CAMS, CCEP, ICA, or similar compliance credentials) are preferred
• Strong SQL skills and ability to apply this experience to business monitoring is preferred
• A passion for identifying problems and finding practical solutions
• Ability to make strategic decisions in a fast-paced environment while demonstrating a collaborative and growth mindset
• Ability to altitude shift and serve as both an effective manager and at times individual contributor; willingness to roll up your sleeves

Base Salary for US candidates: $130,000 - $160,000

#LI-MS1

Benefits for US Employees:

• Health, vision, and dental insurance
• Unlimited PTO
• 401(k) match
• Life Insurance and AD&D policy
• 3% cashback on all Privacy purchases

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