Compliance Compliance Risk Lead Menlo Park, CA

A8 Core; Menlo Park (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

A8 Core in Menlo Park, CA is seeking a senior Compliance lead to build and own the risk program across the platform. You will define onboarding, screening, and monitoring controls for clients, own the prohibited policy, and collaborate with Engineering to capture the evidentiary record required by regulators and partners.

You will drive audits, regulatory exams, and due-diligence activities, ensuring the program remains current with evolving rules and business needs.

Qualifications

• 8+ years in compliance or risk at a fintech, bank, or money-services business.
• Deep, hands-on command of BSA/AML, OFAC sanctions, and KYC/KYB.
• Working familiarity with fair lending (ECOA/Reg B) and UDAAP.
• A track record of building or substantially operating a compliance program, not just running parts of one.

Responsibilities

• Stand up and own A8 Core™’s compliance and risk program end to end.
• Define onboarding, screening, and monitoring controls for clients and accounts.
• Own the prohibited / restricted business policy and the decisions that flow from it.
• Partner with Engineering so the evidentiary record captures what examiners and partners require.
• Manage audits, exams, and partner due-diligence, and advise Product on regulatory requirements.
• Keep the program current as the platform and the regulatory landscape evolve.

Skills

BSA/AML

OFAC sanctions

KYC/KYB

Fair lending

UDAAP

Regulatory exams

Compliance leadership

Job description

Service status · A8 Core™ · The Operating System for Financial Accounts · The account operating system · API-first

Build and own the compliance and risk program for regulated financial infrastructure — and the evidentiary record that proves it.

Location Menlo Park, CA Reports to Chief Executive Officer Team Compliance

Build and own the compliance and risk program for regulated financial infrastructure — and the evidentiary record that proves it.

A8 Core™ sits at the center of regulated money movement and account administration, serving institutions that are themselves examined. This role builds the program that lets them trust the platform: BSA/AML, sanctions, KYC/KYB, fair-lending and UDAAP awareness, and the prohibited-business policy that defines who the platform will and will not serve. Compliance here is not a checkpoint bolted on at the end — it is built into the product, and you own that thesis.

What you’ll own

• BSA/AML policy, OFAC and sanctions screening, and the KYC/KYB onboarding controls.
• Transaction monitoring and suspicious-activity processes.

Regulatory posture

• Fair-lending (ECOA / Regulation B) and UDAAP awareness, and alignment with model-risk expectations such as SR 26-2.
• The prohibited and restricted business policy, and the risk framework that governs onboarding decisions.

Evidence & exams

• The audit-ready evidentiary record, exam readiness, and relationships with partners, sponsor banks, and regulators.

Responsibilities

• Stand up and own A8 Core™’s compliance and risk program end to end.
• Define onboarding, screening, and monitoring controls for clients and accounts.
• Own the prohibited / restricted business policy and the decisions that flow from it.
• Partner with Engineering so the evidentiary record captures what examiners and partners require.
• Manage audits, exams, and partner due-diligence, and advise Product on regulatory requirements.
• Keep the program current as the platform and the regulatory landscape evolve.

Qualifications

Required

• 8+ years in compliance or risk at a fintech, bank, or money-services business.
• Deep, hands-on command of BSA/AML, OFAC sanctions, and KYC/KYB.
• Working familiarity with fair lending (ECOA/Reg B) and UDAAP.
• A track record of building or substantially operating a compliance program, not just running parts of one.

Preferred

• Sponsor-bank or bank-partnership experience.
• Exposure to model-risk governance and SR 26-2.
• CAMS or comparable certification, and direct regulatory-exam experience.

Frameworks & tooling

Regulatory

BSA / AML OFAC ECOA / Reg B UDAAP SR 26-2

Onboarding

KYC KYB Sanctions screening

Practices

Transaction monitoring Evidentiary records Exam readiness

Your first year

First 90 Days

• Assess and document the program — a clear, prioritized picture of controls, gaps, and risks.

First 6 Months

• Operationalize onboarding, screening, and monitoring controls across the platform.

First 12 Months

• Run an exam-ready program with established partner and regulator relationships.

Join the team

Why join A8 Core™

At A8 Core™, compliance is a product capability, not a cost center. You will shape how a category-defining platform earns and proves regulatory trust — and build the evidentiary record the whole industry should have had all along. This role is based in Menlo Park, CA.