Compliance Associate

HIFI; United States; On-site; USD 90,000 - 130,000; Full time

Job summary

A financial infrastructure platform is seeking a Compliance Associate to manage onboarding controls and enhance financial crime safeguards. This role involves overseeing KYC/KYB processes and collaborating with banking partners and regulators. The ideal candidate has over 3 years of AML experience, strong analytical skills, and is comfortable making risk decisions under pressure. This position requires in-person work in New York, offering a dynamic environment for those looking to grow in compliance and finance.

Qualifications

• 3+ years AML/financial crime experience in fintech, payments, banking, or digital asset compliance.
• Hands‑on ownership of KYC/KYB reviews and TM casework in a regulated program.
• Experience drafting SARs and conducting wallet tracing/risk investigations.
• Experience drafting SARs and wallet tracing / risk investigations using analytics tools.
• Outstanding analytical and writing skills; distill complex behavior into clear conclusions.
• Comfortable making risk decisions in real‑time under pressure.

Responsibilities

• Manage day‑to‑day KYC/KYB onboarding reviews and operational approvals.
• Draft and file Suspicious Activity Reports (SARs) for regulatory compliance.
• Partner with Product & Engineering to embed compliance logic into systems.

Skills

AML/financial crime experience

KYC/KYB reviews

Outstanding analytical skills

Regulated program casework

Risk decision making

Risk decisioning under pressure

Education

CAMS/CFE/CRCM certs (preferred)

Tools

TRM Labs

Persona

Sumsub

Job description

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This range is provided by HIFI. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

About the Company

HIFI is a financial infrastructure platform for the modern internet. Businesses around the world—from fast-growing fintech startups to global financial institutions—use HIFI to move money across stablecoins, fiat rails, and onchain systems through a single programmable interface. Our customers use HIFI to automate payments, orchestrate treasury, power embedded finance products, and launch new global money workflows without needing to build or manage complex banking, blockchain, or compliance infrastructure themselves. Our mission is to make money programmable by default, and to give developers and businesses the tools to move value instantly, globally, and with software-level control.

About the Role

We are seeking a Compliance Associate with expertise across KYC, KYB, and Transaction Monitoring to help design and operate a world‑class compliance program at the heart of stablecoin‑based money movement. You will be responsible for managing onboarding controls, enhancing financial crime safeguards, and ensuring operational excellence across AML processes. You’ll collaborate with banking partners, regulators, and internal teams to maintain high trust, high performance, and high accountability as HIFI scales globally. This role reports directly to the Chief Compliance Officer and is based in‑person in New York.

Responsibilities

• Manage day‑to‑day KYC/KYB onboarding reviews, operational approvals, and escalations
• Conduct and oversee transaction monitoring investigations using TRM Labs and internal tools
• Interpret triggers, risk rules, and AML typologies to refine monitoring effectiveness

Investigations & Reporting

• Draft and file Suspicious Activity Reports (SARs) and regulatory notifications when required
• Lead escalations, RFIs, and casework with banking and network partners
• Identify patterns and emerging risks (mule activity, sanctions, fraud, layering, etc.)

Control Design & Governance

• Maintain and enhance compliance policies, playbooks, and lifecycle workflows
• Perform QA, control testing, risk assessments, and tuning of approval logic
• Support exams and audits, ensuring evidence is organized and documentation is audit‑ready

Cross‑Functional Leadership

• Partner with Product & Engineering to embed compliance logic directly into system architecture
• Train GTM and onboarding teams on AML fundamentals and risk‑based decisioning
• Monitor regulatory developments and ensure timely operational updates

Qualifications

• 3+ years AML/financial crime experience in fintech, payments, banking, or digital asset compliance
• Hands‑on ownership of KYC/KYB reviews and TM casework in a regulated program
• Familiarity with BSA/AML, OFAC sanctions, Travel Rule, and money transmission frameworks
• Experience drafting SARs and conducting wallet tracing / risk investigations using modern analytics tools
• Outstanding analytical and writing skills. Must be able to distill complex behavior into clear conclusions
• Comfortable making sound risk decisions in real‑time under pressure

Preferred Skills

• Interested candidates who meet the basic qualifications should consider applying. The following preferred skills and experience are helpful for this role, but candidates with only some of them are able to be successful on our team. Learning on the job is critical success and part of the excitement of working at HIFI.
• Certifications such as CAMS, CFE, CRCM, Chainalysis/ TRM accreditations
• Experience with KYC/KYB platforms such as Persona and Sumsub
• Experience with stablecoins, blockchain transaction flows, or cross‑border payment operations
• Prior experience at a startup or program‑build environment

Additional Requirement

Must be within a commutable distance from our office and able to work in person most days of the week.

Seniority level

• Associate

Employment type

• Full‑time

Job function

• Finance

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