Compliance and Operations Testing Analyst

Obra-Capital,-Inc.; Carrollton (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

Obra-Capital, Inc. seeks a Compliance and Operations Testing Analyst to perform and communicate testing ensuring adherence to state and federal consumer protection rules and laws in auto-finance.

You will research regulatory requirements, analyze data, and identify root causes of findings while collaborating with Operations and management to resolve issues. The role requires QA/testing experience in auto-finance, strong communication skills, and proficiency with Power BI and Microsoft Office.

Qualifications

• Bachelor's degree or equivalent education/experience preferred.
• 3+ years in auto-finance or consumer lending required.
• 1-3 years in QA, QC, or compliance testing required.
• Experience with state and federal consumer protection rules (FDCPA, FCRA, TCPA, UDAAP, SCRA, MVRISA, etc.) preferred.
• Knowledge of auto finance indirect lending policies and procedures, call center quality standards.

Responsibilities

• Perform and communicate compliance and operational testing to ensure adherence to laws and business requirements.
• Research regulatory requirements for auto-finance consumer lending and test procedures.
• Identify root causes of findings and communicate results to management.
• Validate that compliance and operational issues are resolved after testing.

Skills

Attention to detail

Analytical ability

Communication skills

Team collaboration

Time management

Adaptability

Independent work

Education

Bachelor's degree or equivalent experience

Tools

Power BI

Microsoft Office

Excel

Word

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Compliance and Operations Testing Analyst

24 days ago Requisition ID: 1108

Position Overview:

A Compliance and Operations Testing Analyst is a professional who performs and communicates compliance and operational related testing to determine adherence with state and federal consumer protection rules and laws as well as business requirements. This role requires researching regulatory requirements for auto-finance or consumer lending industry and standard operating procedures and testing to ensure compliance as well as data analysis, communicating results, and determining root cause of findings. A Compliance and Operations Testing Analyst works closely with the Operations team and other management to identify and resolve any issues that arise during testing. This role also includes validating that compliance and operational issues have been resolved.

Qualifications:

• Bachelor's degree preferred; equivalent educational and/or professional work experience considered.
• Three or more years of experience in the auto-finance or consumer lending industry required.
• 1-3 years of experience in quality assurance, quality control, or compliance testing required.
• Experience with state and federal consumer protection rules and laws (such as but not limited to FDCPA, FCRA, TCPA, UDAAP, SCRA, MVRISA, etc.) compliance preferred.
• Knowledge of auto finance indirect lending policies and procedures, federal and state laws, and quality standards related to call center operations.
• Strong attention to detail, analytical ability, and understanding of servicing and compliance standards.
• Proficient in written and oral communication, with the ability to present findings clearly to management and department leaders.
• Strong organizational and follow-up skills, including the ability to handle competing priorities and meet deadlines.
• Ability to work independently and in a team-oriented, collaborative environment.
• Ability to adapt to shifting priorities, demands, and timelines.
• Proficient in Microsoft Office including Word and Excel and Power BI.