Compliance Analyst

First Western Financial, Inc.; Denver (CO); On-site; USD 71,000 - 98,000; Full time

Benefits offered by this job

401(k) plan with employer match

Paid parking

Health and wellness benefits

Professional certifications support

Job summary

First Western Trust in Denver, CO is seeking a Compliance Analyst to support CRA requirements, assist with fair lending reviews, and conduct periodic audits of loans and deposits.

Under the Director of Compliance, you will analyze data, prepare reports for committees, interact with regulators during CRA examinations, and help ensure accurate CRA/HMDA submissions while maintaining policy awareness.

Qualifications

• Bachelor's degree in a related field or equivalent work experience.
• 3-5 years of experience with a bank or financial services provider in Credit, Lending or CRA.
• Experience with regulatory and legal loan compliance requirements.
• Ability to research, interpret, and apply complex government regulations.

Responsibilities

• Conduct compliance audits related to lending and deposit regulations.
• Oversee CRA-related loan originations, investments, donations and services reporting company-wide.
• Assist in HMDA and CRA data verification/analysis for Reg B and BB.
• Prepare reports for committees detailing performance in regulatory compliance.
• Provide consulting and research for internal clients and departments.
• Interface with regulatory examiners during CRA examinations, oversee information production, and address issues.
• Create and analyze departmental reports; recommend process improvements.
• Maintain knowledge of applicable laws and ensure compliance.

Skills

Regulatory analysis

Compliance auditing

Data interpretation

Attention to detail

Stakeholder communication

Team collaboration

Regulatory research

Education

Bachelor's degree or equivalent

Tools

Questsoft CRA Analytics

Wolters Kluwer Fair Lending Wiz

Job description

Compliance Analyst

Location: Denver, CO (In-Office)

Job Type: Full-Time Exempt

Salary: $71,000 - $97,700/YR Actual offer will be based on experience, location, education, and/or skills*

Who We're Looking For

You are a detail-oriented compliance professional who enjoys analyzing data, interpreting regulations, and helping ensure an organization operates with integrity. You bring experience in banking compliance, lending, or CRA-related activities and can translate complex regulatory requirements into practical solutions. You thrive in a collaborative environment, communicate effectively with stakeholders, and have a passion for continuous improvement. If you enjoy combining analytical work with regulatory compliance and risk mitigation, this role is for you.

About the Role

Under the direction of the Director of Compliance, the compliance analyst supports implementation of the requirements of the Community Reinvestment Act (CRA), assists with fair lending reviews, conducts periodic loan and deposit audits, and ensures staff adheres to internal policies and government regulations to mitigate compliance risk. This position will also be required to help submit the bank's CRA and HMDA data while helping ensure it meets stringent accuracy requirements, analyze the data for purposes of fair lending and CRA compliance, and develop a good understanding of the different software the bank utilizes for analysis. The compliance analyst will perform other duties as required which will include creating audit reports, ensuring corrective action is implemented, assist with providing compliance training to staff members, and other duties as assigned.

What You'll Do

• Conduct compliance audits related to lending and deposit regulations including but not limited to ECOA, HMDA, CRA, TILA, RESPA, Reg E, Reg CC, and additional compliance audits as assigned.
• Oversee the collection and reporting of CRA-related loan originations, investments, donations and services on a company wide basis in compliance with the Community Reinvestment Act.
• Assist in the verification and analysis of HMDA and CRA data to ensure compliance with Reg B and BB.
• Prepare reports for the various committees which detail the bank's performance and effectiveness in complying with various regulations.
• Provide consulting and research for internal clients and departments
• Interface with regulatory agency examiners during compliance and CRA examinations, oversee information production, and help ensure compliance issues are adequately addressed where appropriate.
• Acts as a key partner in the creation and analysis of various departmental reports; develops recommendations to improve processes and procedures based on trends/themes.
• Maintains and applies current knowledge of and comply with all applicable laws and regulations, policies and procedures.

What You Bring

• Bachelor's degree in a related field or equivalent work experience (required).
• 3-5 years of experience with a bank or financial services provider in Credit, Lending or CRA (preferred).
• Experience with regulatory and legal loan compliance requirements.
• Ability to research, interpret, and apply complex government regulations.
• Experience with Questsoft CRA Analytics and Wolters Kluwer Fair Lending Wiz software preferred.
• Basic understanding of personal and business tax returns.
• Strong attention to detail and ability to manage multiple priorities.
• Excellent written and verbal communication skills.
• Ability to work effectively in a collaborative, team-oriented environment.

What We Offer

• Competitive base salary: $71,000 - $97,700/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including:
  • Health savings accounts (HSA)
  • Flexible spending accounts (FSA)
  • Medical, dental, and vision coverage
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.
• A culture of collaboration, continuous improvement, and shared success.

Who We Are

At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to:

• Demand and reward excellence.
• Take action and responsibility.
• Collaborate, communicate openly, and give/receive feedback with trust.
• Go above and beyond to do what's right-always.

If that sounds like you, you'll fit right in.

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact [e-mail].