AVP, Senior Credit Analyst

Socket.dev; Denver (CO); On-site; USD 77,000 - 108,000; Full time

Benefits offered by this job

401(k) plan with employer match

Paid parking

Health, dental, vision benefits

HSA/FSA

Generous PTO and holidays

Professional development support

Job summary

First Western Trust in Denver, CO is seeking an AVP, Senior Credit Analyst to lead complex underwriting, portfolio oversight, and client credit solutions. The role drives revenue through accurate analysis and disciplined credit processes while mentoring junior staff.

You will coordinate the full credit lifecycle, ensure pricing and documentation standards, and collaborate with Relationship Bankers to grow business with existing and new clients.

Qualifications

• Bachelor’s degree in business, finance, or a related field.
• 5–7 years of lending, underwriting, and/or credit experience.
• Proficiency in Microsoft Office Suite, with advanced Excel skills.
• Experience with banking and credit software and CRM systems.
• NMLS registration upon hire.

Responsibilities

• Underwrite and analyze complex loan requests, renewals, and modifications to ensure credit quality and proper structure.
• Coordinate all stages of the credit process from outreach through loan closing and onboarding.
• Maintain and monitor loan portfolio by tracking past dues, covenants, and annual reviews.
• Support cross-selling by identifying new lending opportunities for existing clients.
• Collaborate with Relationship Bankers and internal teams to develop new business for clients.
• Provide training to Credit Analysts and Loan Associates while ensuring regulatory compliance.

Skills

Credit underwriting

Credit analysis

Portfolio management

Client servicing

Analytical skills

Communication

NMLS registration

Education

Bachelor’s degree in business/finance

Tools

Microsoft Excel

CRM systems

Banking software

Job description

AVP, Senior Credit Analyst

Location: Denver, CO (In-Office)

Job Type: Full-Time Exempt

Salary: $77,000 - $108,000/YR *Actual offer will be based on experience, location, education, and/or skills*

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Who We’re Looking For

You're an experienced credit professional with a strong foundation in underwriting, portfolio management, and client servicing. You work efficiently in a fast-paced environment, maintain high standards of credit quality, and support revenue generation through sound analysis and process execution.

You bring structure to complex loan requests, mentor junior team members, and uphold compliance across all stages of the credit lifecycle. If you’re detail-oriented, disciplined, and skilled at managing both relationships and risk—this role is for you

About the Role

The AVP, Senior Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process.

Responsibilities include evaluating new loan requests, managing renewals, and ensuring compliance with pricing, credit, and documentation standards. This position plays a critical role in maintaining the health of the loan portfolio—tracking exceptions, covenant requirements, and past dues while supporting Relationship Bankers in delivering complete financial solutions.

Success in this role requires strong analytical skills, independent execution, and the ability to operate efficiently in a fast-paced, evolving environment.

What You’ll Do

• Underwrite and analyze complex loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs.
• Coordinate all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding.
• Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews.
• Support cross-selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products.
• Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients.
• Provide training and guidance to Credit Analysts and Loan Associates, while ensuring compliance with internal policies and regulatory requirements.

What You Bring

• Bachelor’s degree in business, finance, or a related field
• 5–7 years of lending, underwriting, and/or credit experience
• Proficiency in Microsoft Office Suite, with advanced Excel skills
• Experience with banking and credit software
• Experience with CRM systems
• Strong mathematical and analytical skills
• High initiative and follow-through
• Ability to work independently and with a team
• Excellent written and verbal communication skills
• Strong organizational skills with the ability to prioritize and multi-task
• Self-starter with the ability to collaborate across teams and with clients
• NMLS registration upon hire

What We Offer

• Competitive base salary: $77,000 – $108,000/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including: Health savings accounts (HSA)
• Flexible spending accounts (FSA)
• Medical, dental, and vision coverage
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.
• A culture of collaboration, continuous improvement, and shared success.

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Who We Are

At First Western Trust, we’re more than just a financial institution—we’re a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other’s successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you’re just beginning your journey or bringing years of experience, you’ll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to:

• Demand and reward excellence.
• Take action and responsibility.
• Collaborate, communicate openly, and give/receive feedback with trust.
• Go above and beyond to do what’s right—always.

If that sounds like you, you’ll fit right in.

Learn more at myfw.com or email [e-mail].

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status.

For accommodation requests, please contact [e-mail].