Compliance Analyst

DSLD Homes; Baton Rouge (LA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

401(k) with employer match

Paid vacation and holidays

Job summary

DSLD Homes is seeking a Compliance Analyst to support the company's compliance management system and ensure adherence to mortgage lending laws and internal policies. This role involves monitoring regulatory changes, performing reviews, assisting audits, and collaborating across departments to promote a strong culture of compliance.

The position requires 2-5 years of mortgage compliance experience, knowledge of applicable federal/state regulations, and strong analytical skills.

Qualifications

• High school diploma or equivalent required. Bachelor's degree preferred.
• 2-5 years of mortgage compliance, quality control, audit, risk, or related mortgage industry experience.
• Knowledge with Encompass, Vesta, or NContracts is a plus.
• Strong knowledge of federal and state lending regulations.
• Understanding of mortgage origination and/or servicing operations.

Responsibilities

• Conduct compliance reviews, monitoring, and testing of mortgage origination, processing, underwriting, closing, and funding activities.
• Review loan files, disclosures, and operational processes for regulatory compliance.
• Identify compliance risks, document findings, and recommend corrective actions.
• Monitor and analyze new or changing laws, regulations, agency guidance, and investor requirements impacting mortgage operations.
• Assist in implementing regulatory and agency changes and processes across policies, procedures, systems, workflows, and training materials.
• Support internal audits, regulatory examinations, and third-party reviews.
• Track remediation efforts and validate corrective actions.
• Maintain compliance records and reporting documentation.
• Assist with drafting, reviewing, and updating company policies, procedures, and controls.
• Recommend enhancements to compliance and company processes and operational controls.
• Participate in vendor compliance reviews, due diligence activities, and ongoing monitoring processes.

Skills

Analytical thinking

Organizational skills

Problem-solving

Written communication

Verbal communication

Attention to detail

Multitasking

MS Office

Education

High school diploma or equivalent

Bachelor's degree

Tools

Encompass

Vesta

NContracts

Compliance management systems

Audit tools

Mortgage platforms

Job description

Hours and days of work are Monday- Friday 8:00 AM to 5:00 PM CST.

This is not a remote job role. Office will be in a DSLD location.

Residency in one of the following states is a requirement for the position: Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee, or Texas.

OVERVIEW

The Compliance Analyst supports the company’s compliance management system by helping ensure adherence to applicable federal and state mortgage lending laws, regulations, investor requirements, and internal policies. This role is responsible for monitoring regulatory changes, conducting compliance reviews and testing, assisting with audits and examinations, supporting corrective action efforts, and partnering with all departments to promote a strong culture of compliance.

JOB DUTIES & RESPONSIBILITIES

Compliance Monitoring

• Conduct compliance reviews, monitoring, and testing of mortgage origination, processing, underwriting, closing, and funding activities.
• Evaluate adherence to federal and state consumer financial protection laws and regulations, including but not limited to:
  • TILA / Regulation Z
  • RESPA / Regulation X
  • ECOA / Regulation B
  • HMDA / Regulation C
  • SAFE Act
  • State mortgage lending regulations
• Review loan files, disclosures, and operational processes for regulatory compliance.
• Identify compliance risks, document findings, and recommend corrective actions.

Change Management

• Monitor and analyze new or changing laws, regulations, agency guidance, and investor requirements impacting mortgage operations.
• Assist in implementing regulatory and agency changes and processes across policies, procedures, systems, workflows, and training materials.

Audits, Examinations, and Reporting

• Support internal audits, regulatory examinations, and third-party reviews.
• Track remediation efforts and validate corrective actions.
• Maintain compliance records and reporting documentation.

Policy and Procedure Support

• Assist with drafting, reviewing, and updating company policies, procedures, and controls.
• Recommend enhancements to compliance and company processes and operational controls.
• Participate in company and compliance program initiatives.
• Assist with oversight of third-party vendors, service providers, and business partners to ensure compliance with applicable mortgage lending regulations and company standards.
• Participate in vendor compliance reviews, due diligence activities, and ongoing monitoring processes.
• Review vendor policies, procedures, controls, audit reports, and compliance documentation.
• Monitor vendor performance and identify potential compliance, operational, or regulatory risks.
• Support issue tracking, remediation efforts, and corrective action plans related to vendor findings.
• Coordinate with internal stakeholders, legal, risk management, procurement, and business units regarding vendor compliance matters.
• Assist with maintaining vendor management records, risk assessments, and reporting documentation.
• Support compliance reviews related to outsourced mortgage functions, including servicing, fulfillment, document management, and technology providers.

JOB REQUIREMENTS & SKILLS

• High school diploma or equivalent required. Bachelor's degree preferred.
• 2-5 years of mortgage compliance, quality control, audit, risk, or related mortgage industry experience.
• Knowledge with Encompass, Vesta, or NContracts is a plus.
• Strong knowledge of federal and state lending regulations.
• Understanding of mortgage origination and/or servicing operations.
• Ability to interpret laws, regulations, and regulatory guidance.
• Strong analytical, organizational, and problem-solving skills.
• Excellent written and verbal communication abilities.
• High attention to detail and accuracy.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.
• Experience with compliance management systems, audit tools, or mortgage platforms preferred.
• Ability to work independently and collaboratively across departments.

Residency in one of the following states is a requirement for the position: Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee, or Texas.

COMPENSATION

• Salary is based on experience

BENEFITS

• DSLD Homes offers a benefits package for full-time employees that includes, but is not limited to, medical, dental and vision coverage, 401(k) with employer match, long term disability, life insurance, paid vacation and holidays.
• Please visit www.dsldhomes.com for more information.