Compliance Advisor Sr. Manager, Auto Finance

Capital One; Plano (TX); On-site; USD 161,500 - 184,300; Full time

Job summary

Capital One is seeking a Senior Manager Compliance Advisor to support Auto Finance in Plano, TX. This role partners with business lines to ensure compliance with laws and regulations and to strengthen the second line of defense.

The role delivers risk assessments, advises on new products, controls, monitoring, and remediation actions; leads governance activities and training to elevate the company’s compliance posture.

Qualifications

• Bachelor's Degree or military experience.
• At least 7 years of risk management experience within financial services.
• At least 3 years of auto finance experience.

Responsibilities

• Advise lines of business on application of compliance requirements, such as: new products, process development, development of controls and monitoring, remediation/corrective action of compliance breakdowns, and change in law or regulation.
• Advise the first line of defense on multiple consumer facing products, business-to-business products, software as a service products, and is responsible for identifying cross-product risks.
• Analyze information to proactively identify risks, trends, and process improvements; supports reporting on risk topics to management.
• Identify trends in data and proactively advise on identified external and internal risks.
• Stay current on the changing regulatory landscape and understanding the impacts to your business.
• Assist and drive local governance program delivery, including process management, reporting, engagement in senior leadership meetings, drafting and reviewing materials for senior management and the Board of Directors, and other governance activities.
• Evaluate Internal Audit, Regulatory Exam, and self-identified issues and events for compliance impacts.
• Participate in compliance forums and contributing to continuous improvement of local governance risk management processes.
• Enhance risk management processes across Financial Services Compliance by providing thought leadership, oversight, and coordination with other risk management activities across the company.
• Develop and lead department training, as appropriate.

Skills

Risk management

Regulatory compliance

Auto finance experience

Stakeholder advisory

Google Suite proficiency

Education

Bachelor's Degree

Master’s Degree or Juris Doctor

Tools

Google Suite

Job description

Compliance Advisor Sr. Manager, Auto Finance

Capital One is looking for a Senior Manager Compliance Advisor to support Auto Finance. The Compliance Advisor Senior Manager performs a key risk management role (second line of defense), to help ensure corporate initiatives and lines of business processes comply with applicable laws and regulations. While working within the Compliance Management Program framework, the Compliance Advisor Senior Manager is responsible for delivering quality results, providing compliance advice to lines of business as a subject matter expert, and executing or participating in corporate processes. Effective and efficient processes are critical to identifying and managing compliance risk, and meeting customer and regulator expectations.

Responsibilities

• Advise lines of business on application of compliance requirements, such as: new products, process development, development of controls and monitoring, remediation/corrective action of compliance breakdowns, and change in law or regulation
• Advise the first line of defense on multiple consumer facing products, business-to-business products, software as a service products, and is responsible for identifying cross-product risks
• Analyze information to proactively identify risks, trends, and process improvements; supports reporting on risk topics to management
• Identify trends in data and proactively advise on identified external and internal risks
• Stay current on the changing regulatory landscape and understanding the impacts to your business
• Assist and drive local governance program delivery, including process management, reporting, engagement in senior leadership meetings, drafting and reviewing materials for senior management and the Board of Directors, and other governance activities
• Evaluate Internal Audit, Regulatory Exam, and self-identified issues and events for compliance impacts
• Participate in compliance forums and contributing to continuous improvement of local governance risk management processes
• Enhance risk management processes across Financial Services Compliance by providing thought leadership, oversight, and coordination with other risk management activities across the company
• Develop and lead department training, as appropriate

Basic Qualifications

• Bachelor's Degree or military experience
• At least 7 years of risk management experience within financial services
• At least 3 years of auto finance experience

Preferred Qualifications

• Master’s Degree or Juris Doctor
• 8+ years of auto finance risk or auto finance compliance experience
• 8+ years of auto finance originations experience
• Certified Regulatory Compliance Manager certification (CRCM) or Certified Information Privacy Professional certification (CIPP)
• Proficient in Google Suite

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Plano, TX: $161,500 - $184,300 for Compliance Advisor Sr. Manager. Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.

Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.

Capital One promotes a drug‑free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

At Capital One, we’re building a leading information‑based technology company. Still founder‑led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.