Community Mortgage Loan Advisor

First Secure Bank & Trust, Inc.; Illinois; On-site; USD 55,000 - 75,000; Full time

Job summary

First Secure Bank & Trust, Inc. is looking for a dynamic Loan Officer to join their team in Central Illinois. You will be responsible for guiding clients through the loan process, assessing financial needs, and providing lending solutions. The ideal candidate has strong mortgage lending and financial sales experience, along with excellent customer service skills. This role offers an exciting opportunity to make impactful contributions to the community. Experience in commercial, agricultural, consumer, and residential lending is preferred.

Qualifications

• Proven experience as a Loan Officer or similar role in financial services.
• Strong understanding of loan origination procedures.
• Ability to explain complex financial concepts clearly.

Responsibilities

• Guide clients through the loan process and assess their financial needs.
• Conduct thorough credit analysis and evaluate financial information.
• Manage the entire loan origination process from application to approval.
• Ensure compliance with relevant regulations during the loan process.
• Negotiate favorable terms with clients and third-party vendors.

Skills

Financial sales experience

Mortgage lending expertise

Credit analysis proficiency

Strong negotiation skills

Excellent customer service skills

Understanding of Fair Housing regulations

Knowledge of TILA requirements

Tools

Quicken

Mortgage software

Accounting software

Job description

First Secure Bank & Trust, Inc. is looking for a dynamic Loan Officer to join their team in Central Illinois. You will be responsible for guiding clients through the loan process, assessing financial needs, and providing lending solutions. The ideal candidate has strong mortgage lending and financial sales experience, along with excellent customer service skills. This role offers an exciting opportunity to make impactful contributions to the community. Experience in commercial, agricultural, consumer, and residential lending is preferred.