Community Mortgage Lender

Area Development Partnership; Mississippi; Híbrido; USD 55.000 - 90.000; Jornada completa

Descripción de la vacante

Renaissance Community Loan Fund Inc (RCLF) seeks a Community Mortgage Lender to develop and originate residential loans, focusing on expanding homeownership for low-to-moderate income borrowers. You will engage with community partners and lead outreach to generate opportunities.

The role requires knowledge of mortgage products, government programs, and down-payment assistance, plus NMLS education and licensing for MS and AL. Hybrid work supports community outreach outside regular hours.

Formación

• Mortgage lending or related experience preferred.
• Strong knowledge of residential mortgage products and origination process.
• Knowledge of affordable housing, down-payment assistance programs preferred.
• Ability to develop relationships through community outreach.
• Must complete required NMLS education & testing and obtain licenses for MS and AL.

Responsabilidades

• Develop and implement community-focused mortgage lending strategies in assigned markets.
• Promote homeownership opportunities to low-to-moderate income borrowers and communities.
• Build relationships with community organizations, housing agencies, Realtors, builders, nonprofits and referral partners.
• Attend outreach events and mortgage presentations within the community.
• Consult with borrowers to evaluate mortgage needs, prequalify, and recommend loan products.
• Guide borrowers through the mortgage process from application to closing with high service levels.
• Work with mortgage operations, processing, underwriting and closing teams to ensure timely closings.
• Maintain documentation and comply with federal/state mortgage regulations and HMDA.

Conocimientos

Interpersonal skills

Communication skills

Customer service

Relationship building

Presentation skills

Educación

NMLS education & testing

Mortgage Loan Originator licenses MS/AL

Descripción del empleo

Position Type: Full-Time
Work Arrangement: Hybrid
Locations: Mississippi (Mississippi Gulf Coast, Hattiesburg, Tupelo), and Alabama (Mobile area)
Compensation: Salary plus commission/incentive program.
Position Type: Non-Exempt
Position Summary

The Community Mortgage Lender is responsible for developing and originating residential mortgage loans with a focus on expanding homeownership opportunities for low-to-moderate income borrowers and communities. This position combines mortgage lending expertise with community outreach, relationship development, and education to help borrowers identify affordable and appropriate home financing options.

• Develop and implement community-focused mortgage lending strategies to generate loan opportunities within assigned markets.
• Promote mortgage lending and homeownership opportunities to low-to-moderate income borrowers and within low-to-moderate income and underserved communities.
• Build relationships with community organizations, housing agencies, Realtors, builders, nonprofit organizations, and other referral partners.
• Conduct and/or attend outreach events and mortgage presentations within the community.
• Identify and develop mortgage loan opportunities through community involvement, networking, referrals, and targeted outreach.
• Consult with prospective borrowers to evaluate mortgage needs, prequalify applicants, and recommend appropriate loan products and programs.
• Maintain strong knowledge of conventional and government mortgage products, affordable lending programs, and available down-payment and closing-cost assistance programs.
• Assist borrowers in identifying and applying for available down-payment assistance and other homeownership assistance programs.
• Guide borrowers through the mortgage process from initial application through closing while maintaining regular communication and providing a high level of customer service.
• Work collaboratively with mortgage operations, processing, underwriting, and closing team to facilitate timely and compliant loan closings.
• Maintain accurate documentation and comply with applicable federal and state mortgage regulations, fair lending requirements, HMDA requirements, and company policies.
• Develop and maintain a pipeline of qualified mortgage applicants while meeting established production, outreach, and community lending goals.

Qualifications

• Mortgage lending, community development, affordable housing, or related experience preferred.
• Strong knowledge of residential mortgage products and the mortgage origination process.
• Knowledge of affordable housing, first-time homebuyer, down-payment assistance, and community lending programs strongly preferred.
• Demonstrated ability to develop relationships and generate business through community outreach and referral partnerships.
• Strong interpersonal, communication, presentation, and customer service skills.
• Ability to work independently while collaborating effectively with internal team.
• Willingness to participate in community events and occasionally work outside normal business hours.
• Must successfully complete required NMLS education and testing and obtain and maintain applicable Mortgage Loan Originator licenses for Mississippi and Alabama.

Renaissance Community Loan Fund Inc (RCLF)

Additional Postings available from Renaissance Community Loan Fund (RCLF)