Community Development Manager

1stnb; Killeen (TX); Presencial; USD 80 000 - 110 000; Tempo integral

Resumo da oferta

FNBT in Texas seeks a CRA Officer to develop relationships with community-based organizations and assess CBOs/CDFIs for lending opportunities. You will advocate for LMI borrowers and support NMTC/LIHTC/HTC/SBIC financing in assessment areas.

You will analyze capacity, recommend approvals, and coordinate with CRA committees while traveling up to 50% to engage with partners and stakeholders.

Qualificações

• Bachelor's Degree in a business-related field is required.
• Minimum of three years' experience selling financial products, including lending.
• Knowledge of Community Development Lending.
• Familiarity with CDC/ CDFI/ SBIC/ NMTC/ LIHTC/ HTC.
• Prior underwriting experience preferred.
• Prior investment product experience preferred.
• Excellent communication skills, both verbal and written.
• Must be a self-motivated team player and maintain confidentiality.
• Must pass background investigation and drug screen.
• Ability to work well with others in a team environment.

Responsabilidades

• Develop and maintain relationships with community-based organizations (CBOs) in the bank's assessment areas.
• Evaluate capacity of CBOs and CDFIs to perform financially and address local needs.
• Recommend loan and investment approvals to CDFIs/CBOs meeting standards.
• Advocate for LMI borrowers and provide assistance for homebuyer products.
• Support NMTC, LIHTC, HTC, SBIC and other community development structures.
• Research ED investments and projects to improve access to initiatives.
• Interact with trade groups to stay current on CD trends.
• Represent FNBT positively at conferences to increase visibility.
• Refer sponsorships and grants to CRA Committee; ensure responsiveness and impact.
• Provide reports to Chief CRA Officer and CRA Committee on loans/investments.
• Oversee CRA Academy training programs.
• Travel up to 50% as necessary.
• Other duties as assigned.

Conhecimentos

Bachelor's degree in business-related

Three years selling financial products

Community Development Lending

CDCs and CDFIs familiarity

Underwriting experience

Investment product experience

Excellent communication

Team player

Confidentiality

Background check & drug screen

Team collaboration

Formação académica

Bachelor's degree in business-related field

Descrição da oferta de emprego

• At least 18 years of age
• High school diploma or equivalent
• Bachelor's Degree in a business-related field
• Minimum of three years' experience in selling financial products, to include lending
• Knowledge of Community Development Lending
• Familiarity with CDC -- Community Development Corporation, CDFI -- Community Development Financial Institution, SBIC -- Small Business Investment Company, NMTC -- New Markets Tax Credits, LIHTC -- Low Income Housing Tax Credits, and HTC -- Historical Tax Credits
• Prior underwriting experience, including understanding business financial statements, is highly preferred
• Prior investment product experience is highly preferred
• Must be an extremely self-motivated team player
• Must have excellent communication skills, verbal and written
• Must maintain confidentiality of customer information
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Develop and maintain relationships with community-based organizations (CBOs), to include CDFI groups, in the bank's assessment areas (AAs)
• Evaluate the capacity of a CBOs/CDFIs to perform financially and in their capacity to impact locally defined needs
• Recommend approval of loans and investments to CDFI's or other CBOs that meet internal standards
• Advocate for low- and moderate-income (LMI) borrowers and provide technical assistance for the identification and development of down payment, closing cost, or other homebuyer products
• Provide program support for NMTC, LIHTC, HTC, SBIC, and other community development financing structures that help the bank outperform peer banks in our AAs
• Research and recommend investments in economic development (ED) groups that can be leveraged to gain greater access to highly visible community ED initiatives
• Research and advocate for the creation of innovative and sometimes complex projects, such as the creation of a bank-owned CDC or the participation in projects that involve multiple layers of financing
• Interact with local/state/national trade groups to stay current on CD trends
• Positively represent FNBT at conferences, etc., increasing visibility in our AAs
• Recommend community partnerships and grant requests to the CRA Committee
• Refer program sponsorship, board, and volunteer involvement opportunities to CRA Committee, ensuring that opportunities are responsive and impactful, and innovative/complex, when appropriate
• Provide reports to the Chief CRA Officer and CRA Committee on loans and investments
• Oversee CRA Academy training program and cohorts
• Regular and predictable attendance and punctuality
• Travel as necessary (up to 50%)
• Other duties as assigned

Physical Requirements:

• Must be able to remain in a sitting or standing in stationary position for extended periods of time
• Operate a computer and other office machinery for extended periods of time
• Ability to lift, push, or pull up to 25 pounds

Member FDIC, Equal Housing Lender

FCBI is an Equal Opportunity Employer

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