- At least 18 years of age
- High school diploma or equivalent
- Bachelor's Degree in a business-related field
- Minimum of three years' experience in selling financial products, to include lending
- Knowledge of Community Development Lending
- Familiarity with CDC -- Community Development Corporation, CDFI -- Community Development Financial Institution, SBIC -- Small Business Investment Company, NMTC -- New Markets Tax Credits, LIHTC -- Low Income Housing Tax Credits, and HTC -- Historical Tax Credits
- Prior underwriting experience, including understanding business financial statements, is highly preferred
- Prior investment product experience is highly preferred
- Must be an extremely self-motivated team player
- Must have excellent communication skills, verbal and written
- Must maintain confidentiality of customer information
- Must successfully pass background investigation and drug screen according to company policy
- Must be able to get along with co-workers and work effectively in a team environment
Job Description
- Develop and maintain relationships with community-based organizations (CBOs), to include CDFI groups, in the bank's assessment areas (AAs)
- Evaluate the capacity of a CBOs/CDFIs to perform financially and in their capacity to impact locally defined needs
- Recommend approval of loans and investments to CDFI's or other CBOs that meet internal standards
- Advocate for low- and moderate-income (LMI) borrowers and provide technical assistance for the identification and development of down payment, closing cost, or other homebuyer products
- Provide program support for NMTC, LIHTC, HTC, SBIC, and other community development financing structures that help the bank outperform peer banks in our AAs
- Research and recommend investments in economic development (ED) groups that can be leveraged to gain greater access to highly visible community ED initiatives
- Research and advocate for the creation of innovative and sometimes complex projects, such as the creation of a bank-owned CDC or the participation in projects that involve multiple layers of financing
- Interact with local/state/national trade groups to stay current on CD trends
- Positively represent FNBT at conferences, etc., increasing visibility in our AAs
- Recommend community partnerships and grant requests to the CRA Committee
- Refer program sponsorship, board, and volunteer involvement opportunities to CRA Committee, ensuring that opportunities are responsive and impactful, and innovative/complex, when appropriate
- Provide reports to the Chief CRA Officer and CRA Committee on loans and investments
- Oversee CRA Academy training program and cohorts
- Regular and predictable attendance and punctuality
- Travel as necessary (up to 50%)
- Other duties as assigned
Physical Requirements:
- Must be able to remain in a sitting or standing in stationary position for extended periods of time
- Operate a computer and other office machinery for extended periods of time
- Ability to lift, push, or pull up to 25 pounds
Member FDIC, Equal Housing Lender
FCBI is an Equal Opportunity Employer
We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at (254) 554-4392.
EEO is the Law
ADP Privacy Statement Artificial Intelligence Google Privacy Policy Google Terms of Service