Community Banker

First Horizon Corp.; Lake Charles (LA); On-site; USD 85,000 - 120,000; Full time

Job summary

First Horizon Corp. in Lake Charles, LA seeks a relationship manager to develop and manage a portfolio of commercial, business banking, and private clients. You will expand relationships, assess client needs, and deliver tailored lending and deposit solutions while maintaining credit quality.

You will collaborate with Credit, Treasury Management, Wealth, and other specialists to provide an integrated client experience and drive profitable growth for the local market.

Qualifications

• Bachelor's degree required; 1–3 years of experience or equivalent combination.

Responsibilities

• Manage and grow a portfolio of high-value clients through proactive outreach and tailored solutions.
• Understand clients' financial goals and risk profiles to advise appropriately.
• Recommend and deliver customized credit, deposits, and banking products with internal specialists.
• Collaborate with Credit, Treasury Management, Wealth and specialty banking teams to deliver integrated client experiences.
• Ensure compliance with regulatory requirements and internal policies while growing deposits and loans.

Skills

Relationship management

Credit knowledge

Business banking

Customer acquisition

Cross-functional collaboration

Education

Bachelor's degree

Job description

SUMMARY

Develop new customer prospects and business, with the potential to manage and maintain a portfolio of commercial, business banking, and private clients, in line with local market dynamics. Offer a wide variety of loans, deposits, other banking products, and services to build long-term and profitable customer relationships. Ensure credit quality and risks are identified in client portfolio as well as maintaining profitable growth.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Manage and grow a portfolio of high-value clients by deepening existing relationships and acquiring new ones through proactive outreach and client-focused solutions.
• Serve as a trusted financial advisor by thoroughly understanding each client's financial situation, goals, and needs.
• Recommend and deliver customized solutions, including credit, deposits, and other products, partnering with internal specialists.
• Lead client conversations with advanced credit knowledge and structure complex credit and banking solutions.
• Collaborate with cross-functional partners - including Credit, Treasury Management, Wealth and specialty banking team partners - to deliver an integrated client experience.
• Work closely with relationship team on loan structure, pricing, underwriting & closing documentation, and ongoing portfolio management needs.
• Drive growth through deposits, loans, and fee income; meet or exceed sales and client retention goals.
• Maintain a strong presence in the community to generate referrals and build new client relationships and help make our local communities stronger.
• Stay informed on economic, legal, and market trends impacting clients, acting as a resource to clients.
• Monitor and manage client portfolios for changes in financial status, product needs, and risk exposure.
• Ensure compliance with regulatory requirements, credit policies and other internal policies, completing required training on time.
• Act as a peer mentor and culture champion, modeling team-based collaboration and First Horizon values.
• Perform all other duties as assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

1. Bachelor (4-year college) degree, 1-3 years of experience or equivalent combination of education and experience