Commercial Underwriting Lead — Risk, Structuring & Team Growth

Jobtailor; New Jersey; On-site; USD 120,000 - 210,000; Full time

Job summary

Jobtailor is hiring a senior Commercial Credit Manager in New Jersey to lead underwriting, structuring, and credit administration for a diversified portfolio. You will guide a team of credit professionals, set risk thresholds, and ensure adherence to banking policies and regulatory standards.

You will drive risk-based credit decisions, mentor staff, and collaborate with Sales and Risk management to optimize performance and portfolio quality in a demanding banking environment.

Qualifications

• Undergraduate degree preferred.
• 10+ years of relevant commercial lending relationship management, underwriting, and/or adjudication experience.
• Prior lending authority of at least $1 million preferred.
• SBA/Agency or specialty lending experience preferred.
• Prior people management experience preferred.

Responsibilities

• Lead and manage credit underwriting and administration for an assigned portfolio.
• Establish Borrower Risk Ratings and Facility Risk Ratings for new and existing relationships.
• Direct Centralized Credit Management staff in portfolio monitoring and origination.
• Hire, train, and develop staff; manage performance and compensation decisions.
• Lead underwriting team in adjudicating credits of varying complexity.
• Ensure risk policies are followed and regulatory audits are successful.

Skills

Credit Underwriting

Credit Administration

Risk Policies

Loan Decision Authority

Credit Structuring

Portfolio Monitoring

Regulatory Compliance

Performance Management

SBA Lending

Adjudication

Education

Undergraduate degree

Tools

Credit Management Software

Portfolio Management Systems

Loan Production Systems

Compliance Monitoring Tools

Analytical Software

Job description

Jobtailor is hiring a senior Commercial Credit Manager in New Jersey to lead underwriting, structuring, and credit administration for a diversified portfolio. You will guide a team of credit professionals, set risk thresholds, and ensure adherence to banking policies and regulatory standards.

You will drive risk-based credit decisions, mentor staff, and collaborate with Sales and Risk management to optimize performance and portfolio quality in a demanding banking environment.