Commercial Underwriting Associate

EMC Insurance; Kansas; Hybrid; USD 47,000 - 71,000; Full time

Job summary

EMC Insurance in Kansas seeks a underwriting professional focused on renewal profitability and retention. You will evaluate risk, approve renewals, endorsements, and reinstatements, and support agents with billing inquiries.

You will collaborate with experienced underwriters and management to understand risk appetite, and contribute to monthly reporting. A 1-year insurance background and associate degree are encouraged; travel may be required.

Qualifications

• Associate degree or equivalent relevant experience.
• One year of insurance industry experience or related experience.
• Bachelor’s degree may be considered in lieu of the insurance industry experience requirement.

Responsibilities

• Prepares and approves renewals for accounts within authority.
• Evaluates risk profile and renewal eligibility.
• Develops relationships with agents to promote renewal retention.
• Reviews and approves endorsements within authority.
• Underwrites and provides endorsement quotes to agents.
• Reviews and approves reinstatements and cancellations.
• Assists agents with policy billing inquiries.
• Supports branch departments with reporting and projects.
• Collaborates with underwriters and management to understand risk appetite.

Skills

Attention to detail

Data entry

Microsoft Office

Insurance terminology

Problem solving

Communication

Time management

Negotiation

Teamwork

Education

Associate degree or equivalent

1 year insurance experience

Bachelor's degree considered

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Location Requirement:

Candidates must reside in Oklahoma or Kansas, with a preference for the Wichita metro area.

Essential Functions:

• Prepares and approves renewals for accounts within authority limit with a focus on long term profitability, retention and achieving branch and company pricing goals.
• Evaluates the risk profile of each account and assess its eligibility for renewal based on established underwriting guidelines.
• Develops relationships with agents by providing excellent customer service to promote renewal retention.
• Reviews and approves endorsements that fall within a specified list of requirements and within authority.
• Underwrites and provides endorsement quotes to agents.
• Reviews and approves reinstatements and cancellations.
• Assists agents with policy billing inquiries.
• Performs support duties for branch departments including but not limited to, ordering and analyzing reports as appropriate, reviewing drivers, and completing monthly projects.
• Collaborates with experienced underwriters and territory management team members to develop understanding of company and branch risk appetite, underwriting resources, and systems.

Education & Experience:

• Associate degree or equivalent relevant experience
• One year of insurance industry experience or related experience
• Bachelor’s degree may be considered in lieu of the insurance industry experience requirement

Knowledge, Skills & Abilities:

• Attention to detail and accurate data entry skills
• Good personal computer skills with proficiency in Microsoft products
• General knowledge of insurance terminology
• Good problem-solving and decision-making skills
• Excellent customer service and communication skills
• Strong organizational and time management skills
• Strong negotiation skills
• Ability to work in a team setting as well as independently
• Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $46,990 - $64,911 or $51,927 - $71,385 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC?

We can give you plenty of reasons why EMC is a great place to work:

• More than 105 years of financial strength and stability
• In the top 60 insurance organizations in the U.S. based on net written premium
• Named a five-star insurance carrier by Insurance Business America
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well-being and reduce health insurance costs
• Flexibility to dress for your day and opportunities for alternative work arrangements
• EMC complies with labor law requirements.

View the federal and e-verify labor law posters.