Commercial Underwriter- Flood Insurance

starwindins.com; United States; On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan with company match

Generous paid time off

Job summary

A leading insurance provider is seeking a Commercial Underwriter specializing in Flood Insurance. This role involves underwriting new and renewal business, developing solid relationships with clients and brokers, and ensuring compliance with internal policies. Candidates should have at least three years of experience, a valid insurance license, and strong analytical skills. Comprehensive benefits package including medical, dental, and a 401(k) plan offered, along with generous paid time off.

Qualifications

• Three years of experience in production and marketing of new accounts.
• Must be licensed in corresponding areas of insurance.
• Ability to understand the client's needs and associated risk exposures.

Responsibilities

• Underwrite new and renewal business.
• Develop and maintain client relationships.
• Communicate with producers regarding submissions.

Skills

Client relationship management

Underwriting knowledge

Commercial multi-line underwriting

Analysis of insurance policies

Leadership skills

Communication skills

Education

Insurance license

Tools

Microsoft Windows

Delphi

Microsoft Word

DocuCorp

Rackley ISO Rating Software

Job description

Commercial Underwriter - Flood Insurance

Starwind Specialty Insurance

Senior Recruiter, AVP for CRC Group, Inc

Underwrites new and renewal business, approves policy changes, maintains workload, and controls written business up to and including the time of binding according to company guidelines and established CRC procedures. Provides leadership to a production/underwriting team and high‑quality professional service to agents and carrier partners.

Key Responsibilities

1. Develop, cultivate, and maintain strong and effective client and broker relationships.
2. Market the company’s full suite of products and services to clients and distribution partners.
3. Underwrite new and renewal business.
4. Develop and maintain excellent relationships with clients.
5. Market all products and services to clients.
6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business.
7. Evaluate modeling outputs and third‑party data at binding; take appropriate underwriting actions and communicate effectively with producing agents.
8. Monitor accounts to ensure compliance with the firm’s policies and procedures.
9. Monitor production, hit ratios, renewal retention ratios, spread of risk, and other production and quality measures to minimize risk and predict future success.
10. Proof and quality‑check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.
11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions.
12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits – both internal and external.
13. Maintain necessary licenses to produce business.

Qualifications

1. Three years of experience in production and marketing of new accounts.
2. Must be licensed in corresponding areas of insurance.
3. Must be able to understand and analyze necessary components of insurance policies.
4. Ability to understand the client's needs and have knowledge of the risk exposures associated.
5. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies.
6. Must have knowledge of commercial multi‑line underwriting and rating.
7. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software.
8. Ability to develop, foster, and maintain an excellent working relationship with agencies.
9. Provide necessary instruction to underwriting support staff.
10. Leadership and team playing skills.
11. Maintain current knowledge of the insurance industry.
12. Good written and verbal skills.
13. Maintain travel schedule depending on the needs of clients, agents, and new business.
14. Ability to work extended hours when necessary.

Benefits

At CRC Group, we’re committed to supporting every aspect of teammates’ well‑being – physical, emotional, financial, social, and professional. Our best‑in‑class benefits program includes medical, dental, vision, life, disability, and AD&D insurance; tax‑advantaged savings accounts; a 401(k) plan with company match; generous paid time off programs, company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

Equal Opportunity Employer

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the law, pay transparency, nondiscrimination provision, E‑Ver.