Associate Underwriter

CRC Group; Village of Garden City (NY); On-site; USD 55,000 - 65,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) match

PTO

Job summary

CRC Group is a leading independent brokerage and underwriting specialist in the United States. We are seeking an underwriter for a Regular full-time role in New York, responsible for evaluating risk, pricing within authority, and negotiating terms with brokers to secure profitable business.

You will review applications, financial statements, and other documents, collaborating with claims, actuarial, and finance teams to resolve issues and ensure compliance with policies.

Qualifications

• Bachelor’s degree in risk management, finance, business administration, or related field.
• 2–4 years of underwriting or insurance experience.
• Demonstrated knowledge of underwriting principles and practices.
• Experience in a broker-focused service environment.

Responsibilities

• Analyze risk factors and determine pricing within delegated authority.
• Review applications, financial statements, inspection reports to assess exposure.
• Apply underwriting guidelines and risk appetite frameworks.
• Negotiate terms, conditions, and pricing with brokers or clients.
• Collaborate with claims, actuarial, and finance teams to resolve issues.
• Maintain documentation for underwriting decisions and ensure compliance.
• Monitor portfolio performance and identify trends.
• Participate in training to stay updated on products, regulations, and market trends.

Skills

Risk analysis

Financial statements

Negotiation

Communication skills

Underwriting systems

MS Office

Education

Bachelor's degree

CPCU/AU preferred

Insurance license preferred

Job description

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift: 1st Shift (United States of America)

Please review the following job description:

CRC Group is a leading, independent pure-play brokerage and underwriting specialty insurance distributor. Our culture puts people first, prioritizing long-term relationships, ethical decision-making, and continuous improvement. As a result of listening to our employees, CRC Group earned a Top Workplaces USA award three years in a row based solely on employee feedback and CRC Group is currently Great Place To Work Certified! If you want to work for a company where employees are valued and growth is encouraged, CRC Group could be the place.

Responsible for evaluating, selecting, and pricing insurance risks within established authority limits to achieve profitable growth. Utilizes underwriting judgment and company guidelines to assess risk, develop terms, and negotiate conditions that align with business objectives while maintaining compliance with regulatory and organizational standards.

KEY RESPONSIBILITIES:

• Analyze risk factors and determineappropriate pricingand coverage within delegated authority.
• Review applications, financial statements, inspection reports, and other relevant documents to assess exposure.
• Apply underwriting guidelines, line of business strategies, and risk appetite frameworks to support sound decision-making.
• Negotiate terms, conditions, and pricing with brokers or clients to secure profitable business.
• Collaborate with internal teams such as claims, actuarial, and finance to resolve coverage or policy issues.
• Maintain accurate documentation for all underwriting decisions and ensure compliance with company policies.
• Monitor portfolio performance and identify trends to recommend corrective action when necessary.
• Participate in training and development initiatives to maintain up-to-date knowledge of products, regulations, and market trends.

EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required.Reasonableaccommodationmay be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in risk management, finance, business administration, or related fieldrequired.
• Minimum of 2 to 4 years of underwriting or relevant insurance experience.
• Demonstrated applied knowledge of underwriting principles, guidelines, and practices.
• Experience in a collaborative, broker-focused service environment.

CERTIFICATIONS / LICENSES / REGISTRATIONS

• Progress toward professional designations such as CPCU or AU is preferred.
• Valid insurance license may be required in some jurisdictions.

FUNCTIONAL SKILLS

• Proficiency in risk analysis and exposure evaluation.
• Ability to interpret financial statements and industry-specific data.
• Strong negotiation and relationship-management skills.
• Effective oral and written communication skills.
• Proficiency with underwriting systems and Microsoft Office applications.
• Detail orientation with ability to manage multiple priorities in a deadline-driven environment.
• Sound judgment and decision-making within defined authority.

The annual base salary for this position is $55,000 - $65,000.

General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we’re committed to supporting every aspect of teammates’ well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock unitsand/or a deferred compensation plan.

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.

EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify